185 Explorer Dr, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 185 Explorer Dr, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 2022
Lot Size	0.779 acres (33,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Mar 2022)
Tax Bill	$11,697 (2025)
Deeds & Mortgages	Jan 2025 Refinance Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NKIN M:054 B:083`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:054 B:083`
Alternative APN	`80011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	6,040 sqft
Basement Area	2,285 sqft
Unfinished Basement	2,285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,949 sqft (0.779 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80011
Street Address	185 EXPLORER DR
City	SAUNDERSTOWN
State	RI
Zip	02874-1991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VRC
Legal Block	83
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2037
Census Tract	50401

Owner

Source: North Kingstown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 EXPLORER DR, SAUNDERSTOWN, RI 02874-1991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Mar 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Deed Book / Page	3491 / 322
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH KINGSTOWN RI
Property Address	185 EXPLORER DR, SAUNDERSTOWN, RI 02874-1991
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003673-182
Date	Jan 14, 2025
Book Page	3673/182
Instrument	131

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2040

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Mar 11, 2022
Property Address	185 EXPLORER DR, SAUNDERSTOWN, RI 02874-1991
Document Number	003491-322
Book / Page	3491 / 322
Instrument Date	Mar 10, 2022
Instrument	1076
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 AUDUBON LN, HOPE, RI 02831-1627
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001077
Date	Mar 11, 2022
Instrument	1077

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town
Unified School District	North Kingstown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,697.00 (+28.96%)	$1,059,500 (+67.51%) Land $301,100 Building $758,400	$1,168,921
2023	$9,070.00 (+223.24%)	$632,500 (+216.88%) Land $199,600 Building $432,900
2022	$2,806.00	$199,600 Land $199,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2002–2013)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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