185 Exeter Pl, Saint Paul, MN 55104 Property Records

Ramsey County property record for 185 Exeter Pl, Saint Paul, MN 55104

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1922
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$457,000 (May 2026)
Tax Bill$5,960 (2025)
Deeds & MortgagesMay 2026 Sale
Aug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-28-23-12-0104

Property Details

APN / Parcel Number

Primary APN05-28-23-12-0104
Alternative APNs
  • 8452451
  • 505498

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area896 sqft Living Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1954
Architectural StyleBungalow
Exterior MaterialStucco
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area496 sqft
Parking Spaces2 Parking Spaces
Gazebo80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number505498
Street Address185 EXETER PL
CitySAINT PAUL
StateMN
Zip55104-5708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDESNOYER PARK,RAMSEY CO., MINN LOT 24 BLK 58
Legal Range23
Legal Township28
Legal Section05
Legal SubdivisionDESNOYER PARK,RAMSEY CO., MINN
Legal Block58
Legal Lot Number24
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group1
Census Block1017
Census Tract43002

Owner

Source: Ramsey County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 EXETER PL, SAINT PAUL, MN 55104-5708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Warranty Deed, Transfer
EDINA REALTY TITLE
Aug 28, 2020Deed of Trust, Mortgage · Line of Credit
FIREFLY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 7, 2026 · Amount on Record
Deed SaleMay 7, 2026 · Amount on Record
Deed Document Number20265105113
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 7, 2026
Property Address185 EXETER PL, SAINT PAUL, MN 55104-5708
Document Number0A05105113
Instrument DateMay 1, 2026
Instrument2026.5105113
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyEDINA REALTY TITLE

Transaction

AmountAmount Recorded
Tax$156,933.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 EXETER PL, SAINT PAUL, MN 55104-5708

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address185 EXETER PL, SAINT PAUL, MN 55104-5708
Document Number0002675943
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedOct 8, 2020
Title CompanyACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 EXETER PL ST PAUL MN 551045708, ST PAUL, MN 55104-5708

Mortgage

Document Number0002675943
DateSep 24, 2020
Instrument2675943
Lender
NameFIREFLY FCU
AddressBURNSVILLE, MN 55337
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 23, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$385,700 (+1.55%) Land $106,000 Building $279,700$385,700 (+1.55%) Land $106,000 Building $279,700
2025$5,960.00 (-0.77%) Homeowner's exemption$379,800 (-2.57%) Land $106,000 Building $273,800$379,800 (-2.57%) Land $106,000 Building $273,800
2024$6,006.00 (+0.87%)
2023$5,954.00 Homeowner's exemption$389,800 Land $106,000 Building $283,800$389,800 Land $106,000 Building $283,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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