185 Elm Rd, Ovid, MI 48866 Property Records

Shiawassee County property record for 185 Elm Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1951
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,998 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-16-300-012`

Property Details

APN / Parcel Number

Primary APN	`005-16-300-012`
Alternative APN	`0051630001200`

Interior

Full Baths	1 Bath
Building Area	960 sqft Heated Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Lot Area	26,136 sqft (0.6 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 ELM RD
City	OVID
State	MI
Zip	48866-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	SEC 16 T7N R1E COM AT NE COR OF LOT 12 MARWELL HEIGHTS ADDITION N 150 FT W 200 FT S TO N LN OF SAID ADDITION E'LY ALG N LN TO
Legal Range	01E
Legal Township	07N
Legal Section	16
Legal Subdivision	MARWELL HEIGHTS ADDITION
Legal Lot Number	12
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3019
Census Tract	30200

Owner

185 Elm Rd is owned and occupied by two individuals who acquired it in June 2022.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 ELM RD, OVID, MI 48866-9516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE
Jul 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 2, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Deed Document Number	20203334120
Deed Book / Page	1270 / 479
Last Transfer Date	Jun 16, 2022
Transfer Doc	0012980437
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 29, 2026
Property Address	185 ELM RD, OVID, MI 48866-9516
Document Number	0003402755
Book / Page	1338 / 177
Instrument Date	Apr 21, 2026
Instrument	20263402755
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003402755,
Date	Apr 29, 2026
Book Page	1338/177
Instrument	20263402755

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 18, 2041

Interest

Rate	5.75%
Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 12, 2022
Property Address	185 ELM RD, OVID, MI 48866-9516
Document Number	0012980437
Book / Page	1298 / 437
Instrument Date	Jun 16, 2022
Instrument	3362378
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 ELM RD, OVID, MI 48866-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ELM RD, OVID, MI 48866-9516
Investor	Possibly a Property Investor

Mortgage

Document Number	0003362379
Date	Jul 12, 2022
Instrument	3362379

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2042

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 2, 2020
Property Address	185 ELM RD, OVID, MI 48866-9516
Document Number	0012700479
Book / Page	1270 / 479
Instrument Date	Jun 24, 2020
Instrument	3334120
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 ELM RD, OVID, MI 48866-9516
Investor	Possibly a Property Investor

Mortgage

Document Number	3334121
Date	Jul 2, 2020
Instrument	3334121

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 185 Elm Rd was $1,998 with a homeowner's exemption, up 3% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Middlebury Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,200 (+2.56%)	$176,400 (+2.56%)
2025	$1,998.00 (+2.99%) Homeowner's exemption	$86,000	$172,000
2024	$1,940.00 (+48.66%)
2023	$1,305.00 Homeowner's exemption	$58,200	$116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Elm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Elm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVID serves 1,612 people · EPA ID MI0005100
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures