185 Edgewater Trl S, Toccoa, GA 30577 Property Records

Stephens County property record for 185 Edgewater Trl S, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,694 sqft · built 2021
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$64,000 (Nov 2020)
Tax Bill	$9,077 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057B 114`

Property Details

APN / Parcel Number

Primary APN	`057B 114`
Alternative APN	`990427`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,694 sqft Heated Area
Basement Area	2,332 sqft
Finished Basement	2,332 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
Garage Area	572 sqft
Porch	Slab
Deck Area	25 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	990427
Street Address	185 EDGEWATER TRL S
City	TOCCOA
State	GA
Zip	30577-2573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 20 PH 1 SEC D CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	1
Legal Lot Number	20
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4013
Census Tract	970202

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 EDGEWATER TRL S, TOCCOA, GA 30577-2573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Nov 25, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Nov 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	20201389
Deed Book / Page	1230 / 145
Prior Transfer Date	Oct 29, 2020
Prior Transfer Doc	0012280207
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	185 EDGEWATER TRL S, TOCCOA, GA 30577-2573
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 EDGEWATER TRL S, TOCCOA, GA 30577-2573

Mortgage

Document Number	0012820000000154
Date	Jan 14, 2022
Book Page	0000001282/0000000154

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 25, 2020
Property Address	185 EDGEWATER TRL S, TOCCOA, GA 30577-2573
Document Number	0012300145
Book / Page	001230 / 000145
Instrument Date	Nov 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 EDGEWATER TRL S TOCCOA GA 30577, TOCCOA, GA 30577

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 9, 2020
Property Address	185 EDGEWATER TRL S, TOCCOA, GA 30577-2573
Document Number	0012280207
Book / Page	001228 / 000207
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 EDGEWATER TRL S TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,077.00 (+24.39%) Homeowner's exemption	$404,034 (+64.82%) Land $17,505 Building $386,529	$1,010,084 (+64.82%) Land $43,762 Building $966,322
2023	$7,297.00	$245,139 Land $17,505 Building $227,634	$612,848 Land $43,762 Building $569,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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