185 Echo Dr, Elizabethton, TN 37643 Property Records

Carter County property record for 185 Echo Dr, Elizabethton, TN 37643

Property Summary

Property TypeMobile Home
Details1,426 sqft · built 1992
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Aug 2026)
Tax Bill$395 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035K-B-022.03

Property Details

APN / Parcel Number

Primary APN035K-B-022.03
Alternative APNs
  • 09035KB035K02203
  • 010035K B 02203

Interior

Stories1 Story
Building Area1,426 sqft Living Area
1st Floor Area1,426 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2004
Architectural StyleMobile Home
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions136 ft deep x 110 ft wide
Garage TypeCarport
Garage Area660 sqft
CarportCarport
Carport Area660 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area160 sqft
Deck Area144 sqft
Patio Area288 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address185 ECHO DR
CityELIZABETHTON
StateTN
Zip37643-6163
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionR H PIERCE SUBD LOT 1 110X136
Legal SubdivisionR H PIERCE SUBD
Legal Lot Number1
JurisdictionCARTER TN
Township / Civil Division4
Census Block Group2
Census Block2003
Census Tract70500

Owner

185 Echo Dr, a mobile home, is owned and occupied by two individuals who bought it in August 2026.

Source: Carter County records, as of August 13, 2026

Owner of Record2 Individual Names on File
Mailing Address185 ECHO DR, ELIZABETHTON, TN 37643-6163
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
SELECT SEVEN CREDIT UNION
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
SELECT SEVEN FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2026 · Amount on File
Deed SaleAug 3, 2026 · Amount on File
Prior SaleAug 11, 2023 · Amount on File
Deed Document Number20265289
Deed Book / Page654 / 378
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER TN
Recording DateAug 3, 2026
Property Address185 ECHO DR, ELIZABETHTON, TN 37643-6163
Document Number0000005289
Book / Page654 / 378
Instrument DateJul 30, 2026
Instrument20265289
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,082.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ECHO DR, ELIZABETHTON, TN 37643-6163

Mortgage

Document Number0000005290,
DateAug 3, 2026
Book Page654/382
Instrument20265290
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTER TN
Recording DateAug 11, 2023
Property Address185 ECHO DR, ELIZABETHTON, TN 37643-6163
Document Number0000004564
Book / Page534 / 796
Instrument DateAug 7, 2023
Instrument23004564
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyEXPRESS TITLE AND CLOSING LLC, EXPRESS TITLE & CLOSING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$423.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 ECHO DR, ELIZABETHTON, TN 37643-6163

Mortgage

Document Number0000004565
DateAug 11, 2023
Instrument23004565
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER TN
Property Address185 ECHO DR, ELIZABETHTON, TN 37643-6163
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002813
DateApr 19, 2022
Book Page483/20
Instrument22002813
Lender
NameSELECT SEVEN CREDIT UNION
TypeNon-Lending Institution
AddressJOHNSON CITY, TN 37604
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2037

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER TN
Property Address185 ECHO DR, ELIZABETHTON, TN 37643-6163
Transaction TypeMortgage
Record UpdatedNov 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008559
DateNov 5, 2021
Book Page462/370
Instrument21008559
Lender
NameSELECT SEVEN FCU
TypeCredit Union
AddressJOHNSON CITY, TN 37604
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 185 Echo Dr was $395.

Source: Carter County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCarter County
Unified School DistrictCarter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$395.00$18,100 Land $8,375 Building $9,725$72,400 Land $33,500 Building $38,900
2023$18,100 (-) Land $8,375 Building $9,725
2022$367.00$18,100 Land $8,375 Building $9,725$72,400 (-) Land $33,500 Building $38,900
2021$72,400 Land $33,500 Building $38,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 185 Echo Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims7 (2013–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Echo Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIRST U.D. OF CARTER COUNTY
serves 9,143 people · EPA ID TN0000094
Water SourceGroundwater influenced by surface water
Last State InspectionJan 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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