185 E Ridge Dr, Lexington, VA 24450 Property Records

Rockbridge County property record for 185 E Ridge Dr, Lexington, VA 24450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,453 sqft · built 2024
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Jan 2022)
Tax Bill	$3,544 (2026)
Deeds & Mortgages	May 2024 Construction Loan Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63 18 7`

Property Details

APN / Parcel Number

Primary APN	`63 18 7`
Alternative APN	`18429`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,453 sqft Living Area
Gross Area	3,904 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	92,783 sqft (2.13 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	18429
Street Address	185 E RIDGE DR
City	LEXINGTON
State	VA
Zip	24450-3255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	STAGECOACH EAST SUB DIV LOT 7
Legal Subdivision	STAGECOACH EAST SUB DIV
Legal Lot Number	7
Jurisdiction	ROCKBRIDGE VA
Township / Civil Division	SOUTH RIVER
Census Block Group	1
Census Block	1014
Census Tract	930101

Owner

185 E Ridge Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Rockbridge County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2024	Deed of Trust, Mortgage · Construction Mortgage BANK OF THE JAMES
Apr 28, 2025	Deed of Trust, Mortgage · VA Mortgage BANK OF THE JAMES
May 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE JAMES
Jan 28, 2022	Deed, Transfer HOMELAND TITLE AND ESCROW INC, HOMELAND TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Deed Document Number	2022285
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	0240001023
Date	May 15, 2024
Instrument	240001023

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

Mortgage

Document Number	0250000912
Date	Apr 28, 2025
Instrument	250000912

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LYNCHBURG, VA 24504

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKBRIDGE VA
Property Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	STATEWIDE TITLE SERVICES/FL LLC, STATEWIDE STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255

Mortgage

Document Number	0250001258
Date	May 30, 2025
Instrument	250001258

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	LEXINGTON, VA 24450

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKBRIDGE VA
Recording Date	Jan 28, 2022
Property Address	185 E RIDGE DR, LEXINGTON, VA 24450-3255
Document Number	0220000285
Map Reference	CAB 3 SL 629
Instrument Date	Jan 20, 2022
Instrument	220000285
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	HOMELAND TITLE AND ESCROW INC, HOMELAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6 CLOVERLEAF CT, FREDERICKSBURG, VA 22406-7269

Tax Assessment & Valuation

The 2026 property tax bill for 185 E Ridge Dr was $3,544.

Source: Rockbridge County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockbridge County
Unified School District	Rockbridge County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,544.00	$553,800 (-) Land $86,300 Building $467,500	$553,800 (-) Land $86,300 Building $467,500
2025		$553,800 Land $86,300 Building $467,500	$553,800 Land $86,300 Building $467,500
2023		$86,300 Land $86,300	$553,800 Land $86,300 Building $467,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 E Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 E Ridge Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 79% of Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BARC Connects Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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