Muskegon County property record for 185 E Oak St, Fruitport, MI 49415
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,842 sqft · built 1953 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Sep 2020) |
| Tax Bill | $4,242 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41150015000100 |
| Primary APN | 41150015000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,842 sqft Living Area |
| 1st Floor Area | 1,228 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,998 sqft (0.505 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 E OAK ST |
|---|---|
| City | FRUITPORT |
| State | MI |
| Zip | 49415-8819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V-R1 |
| Legal Description | VILLAGE OF FRUITPORT SEC 36 T9N R16W BLK 15 E 1/2 OF LOT 1 |
| Legal Subdivision | VILLAGE OF FRUITPORT |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | FRUITPORT |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 2800 |
185 E Oak St is owned and occupied by an individual who bought it in September 2020.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 E OAK ST, FRUITPORT, MI 49415-8819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | Jul 18, 2012 · Amount on File |
| Deed Document Number | 20205700226 |
| Deed Book / Page | 4234 / 538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Sep 28, 2020 |
| Property Address | 185 E OAK ST, FRUITPORT, MI 49415-8819 |
| Document Number | 004234/538 |
| Book / Page | 4234 / 538 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 5700226 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,634.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 E OAK ST, 185, FRUITPORT, MI 49415-8819 |
| Name | Verified Name |
|---|---|
| Address | 185 E OAK ST, FRUITPORT, MI 49415-8819 |
| Document Number | 0004234539 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 4234/539 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 185 E Oak St was $4,242 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | Fruitport Charter Township |
| Municipality | Fruitport Village |
| Unified School District | Fruitport Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,700 (+3.38%) | $299,400 (+3.38%) | |
| 2025 | $4,242.00 Homeowner's exemption | $144,800 | $289,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 E Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 185 E Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507 |
|---|---|
| Water Source | Purchased surface water from MUSKEGON |
| Last State Inspection | May 2025 |
| Lead | 12 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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