185 E Main St, Bradford, PA 16701 Property Records

McKean County property record for 185 E Main St, Bradford, PA 16701

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Aug 2019)
Tax Bill	$3,931 (2026)
Deeds & Mortgages	Jun 2020 Transfer Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-025.-113.00`

Property Details

APN / Parcel Number

Primary APN	`06-025.-113.00`
Alternative APN	`005486`

Interior

Units	4 Units

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	185 E MAIN ST
City	BRADFORD
State	PA
Zip	16701-1651
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	OLD CONTROL:0950-1050
Jurisdiction	MCKEAN PA
Township / Civil Division	BRADFORD
Census Block Group	2
Census Block	2033
Census Tract	420400

Owner

185 E Main St, a residential property, is owned by an individual who acquired it in June 2020.

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	141 WOODLAND RD, SAINT MARYS, PA 15857-3636
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Intrafamily Transfer, Transfer
Aug 30, 2019	Warranty Deed, Transfer · Commercial Mortgage CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20193009
Deed Book / Page	930 / 158
Last Transfer Date	Jun 26, 2020
Transfer Doc	00950/1050
Record Updated	Jun 8, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Jun 30, 2020
Property Address	185 E MAIN ST, BRADFORD, PA 16701-1651
Document Number	00950/1050
Book / Page	950 / 1050
Instrument Date	Jun 26, 2020
Instrument	202001870
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 WOODLAND RD, SAINT MARYS, PA 15857-3636

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Aug 30, 2019
Property Address	185 E MAIN ST, BRADFORD, PA 16701-1651
Document Number	00930/0158
Book / Page	930 / 0158
Instrument Date	Aug 27, 2019
Instrument	201903009
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 WOODLAND RD, SAINT MARYS, PA 15857-3636

Mortgage

Document Number	0201903010
Date	Aug 30, 2019
Instrument	201903010

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 185 E Main St was $3,931.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
Municipality	Bradford City
County	McKean County
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,931.00	$72,000 (-) Land $10,020 Building $61,980
2025	$3,931.00 (+3.23%)	$72,000 (-) Land $10,020 Building $61,980
2024	$3,808.00	$72,000 Land $10,020 Building $61,980
1998			$72,000 Land $10,020 Building $61,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1979–2008)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims Pa, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRADFORD CITY WATER AUTHORITY serves 18,500 people · EPA ID PA6420014
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Apr 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SkyPacket, T-Mobile, Verizon.

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