Washoe County property record for 185 E Laramie Dr, Reno, NV 89521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,364 sqft · built 1978 |
| Lot Size | 0.935 acres (40,720 sqft) |
| Owner | Trust Name on File |
| Last Sale | $578,000 (Jul 2016) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-045-11 |
| Primary APN | 050-045-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Living Area |
| Gross Area | 4,036 sqft |
| 1st Floor Area | 3,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 40,720 sqft (0.935 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Concrete/Metal Slab |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 1,136 sqft |
| Patio Area | 1,136 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 185 E LARAMIE DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89521-7853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDS |
| Legal Description | ROS 5174 LOT 9A |
| Legal Subdivision | PLEASANT VALLEY RANCHOS 2 |
| Legal Tract | 5174 |
| Legal Block | G |
| Legal Lot Number | 9A |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | WASHOE VALLEY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 3205 |
185 E Laramie Dr is owner-occupied and held in a trust since February 2025.
Source: Washoe County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2016 · Amount on File |
| Deed Sale | Jul 12, 2016 · Amount on File |
| Prior Sale | Aug 9, 2010 · Amount on File |
| Deed Document Number | 20164609177 |
| Last Transfer Date | Feb 13, 2025 |
| Transfer Doc | 0005518813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Document Number | 0005342111 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 5342111 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | FIRST CENTENNIAL RENO |
| Name | Verified Name |
|---|
| Document Number | 0005032449 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 5032449 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | FIRST CENTENNIAL TITLE RENO |
| Name | Verified Name |
|---|---|
| Address | 185 E LARAMIE DR, RENO, NV 89521-7853 |
| Document Number | 0005108266 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 5108266 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 185 E Laramie Dr was $2,183.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,886 (+3.24%) Land $91,000 Building $52,886 | ||
| 2025 | $2,183.00 | $139,377 Land $84,000 Building $55,377 | $398,220 Land $240,000 Building $158,220 |
| 2023 | $2,746.00 | $127,455 Land $71,750 Building $55,705 | $364,158 Land $205,000 Building $159,158 |
| 2021 | $305,483 Land $167,500 Building $137,983 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 185 E Laramie Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 7 (2005–2022) |
| Most Recent Claim | May 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 E Laramie Dr is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of Nevada |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNRISE ESTATES serves 90 people · EPA ID NV0002525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2011–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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