Washington County and Greenwich Town property record for 185 E Lake Rd, Cossayuna, NY 12823
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,082 sqft · built 1940 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $179,000 (May 2013) |
| Tax Bill | $5,999 (2026) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 533489 198.12-1-8 |
| Primary APN | 533489 198.12-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,082 sqft Living Area |
| 1st Floor Area | 1,082 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 117 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 88 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 885J100808 |
|---|---|
| Street Address | 185 E LAKE RD |
| City | COSSAYUNA |
| State | NY |
| Zip | 12823 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | R |
| Legal Description | COTTAGE & L |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | GREENWICH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 89000 |
Source: Washington County and Greenwich Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 ABBEY RD, POESTENKILL, NY 12140-2715 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2013 · Amount on Record |
| Deed Sale | May 30, 2013 · Amount on Record |
| Prior Sale | Sep 28, 1999 · Amount on Record |
| Deed Book / Page | 3270 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Oct 28, 2019 |
| Property Address | 185 E LAKE RD, COSSAYUNA, NY 12823 |
| Document Number | 0000129509 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 129509 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 ABBEY RD POESTENKILL NY 121402715, POESTENKILL, NY 12140-2715 |
| Document Number | 129510 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 129510 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
Source: Washington County and Greenwich Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,999.00 (+2.74%) | ||
| 2025 | $5,839.00 (-13.45%) | $285,400 (+11.92%) Land $51,000 Building $234,400 | $285,400 (+11.92%) Land $51,000 Building $234,400 |
| 2023 | $255,000 (-) Land $51,000 Building $204,000 | $255,000 (-) Land $51,000 Building $204,000 | |
| 2022 | $255,000 Land $51,000 Building $204,000 | $255,000 Land $51,000 Building $204,000 | |
| 2021 | $6,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Hudson Valley Wireless.
4G LTE (outdoors only), no 5G reported
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