185 E Division St, Coal City, IL 60416 Property Records

Grundy County property record for 185 E Division St, Coal City, IL 60416

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1910
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Oct 2025)
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-102-004`

Property Details

APN / Parcel Number

Primary APN	`09-02-102-004`

Interior

Building Area	1,320 sqft Total Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	185 E DIVISION ST
City	COAL CITY
State	IL
Zip	60416-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS SUB OF PT N1/2 NW1/4 SEC 2-32-8, E1/2 LT 3 & ALL LT 2 BLK 4 SEC 2-32-8
Legal Range	08W
Legal Township	32N
Legal Section	02
Legal Subdivision	ASSESSOR SUBDIVISION
Legal Block	4
Legal Lot Number	2-3
Jurisdiction	GRUNDY IL
Township / Civil Division	BRACEVILLE
Census Block Group	2
Census Block	2008
Census Tract	800

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 E DIVISION ST, COAL CITY, IL 60416-1608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on Record
Deed Sale	Oct 10, 2025 · Amount on Record
Prior Sale	Oct 4, 2013 · Amount on Record
Deed Document Number	2025634633
Prior Transfer Date	Sep 18, 2013
Prior Transfer Doc	0000542377
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GRUNDY IL
Recording Date	Oct 10, 2025
Property Address	185 E DIVISION ST, COAL CITY, IL 60416-1608
Document Number	0000634633
Instrument Date	Sep 19, 2025
Instrument	634633
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 W DAISY PL, COAL CITY, IL 60416-1440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	185 E DIVISION ST, COAL CITY, IL 60416-1608

Mortgage

Document Number	0000634634
Date	Oct 10, 2025
Instrument	634634

Lender

Name	NEIGHBORHOOD LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.49%

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Braceville Township
Municipality	Coal City Village
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+5.49%)	$56,182 (+5.5%) Land $11,663 Building $44,519	$168,546 (+5.5%) Land $34,989 Building $133,557
2024	$3,807.00 (+15.64%)	$53,253 (+15.63%) Land $11,055 Building $42,198	$159,759 (+15.63%) Land $33,165 Building $126,594
2022	$3,292.00	$46,056 Land $9,561 Building $36,495	$138,168 Land $28,683 Building $109,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COAL CITY serves 5,845 people · EPA ID IL0630200
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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