185 E Center St, Delta, UT 84624 Property Records

Millard County property record for 185 E Center St, Delta, UT 84624

Property Summary

Property Type	Single Family Home
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,899 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2018 Mortgage + 2 more
APN	`O-1397`

Property Details

APN / Parcel Number

Primary APN	`O-1397`
Alternative APN	`0132192`

Exterior

Lot Area	54,450 sqft (1.25 acres)

Location & Zoning

Account Number	0132192
Street Address	185 E CENTER ST
City	DELTA
State	UT
Zip	84624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 8, PLAT A, OAK CITY.
Legal Tract	A
Legal Block	8
Legal Lot Number	1
Jurisdiction	MILLARD UT
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1108
Census Tract	974100

Owner

Source: Millard County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 145, OAK CITY, UT 84649-0145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ZIONS BANCORP
Dec 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLARD UT
Recording Date	Jun 1, 2026
Property Address	185 E CENTER ST, OAK CITY, UT 84649-7706
Document Number	0000237083
Book / Page	798 / 103
Instrument Date	May 26, 2026
Instrument	2026237083
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 E CENTER ST, OAK CITY, UT 84649-7706

Mortgage

Document Number	0000237083,
Date	Jun 1, 2026
Book Page	798/103
Instrument	2026237083

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLARD UT
Property Address	185 E CENTER ST, DELTA, UT 84624
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000647/416
Date	Aug 23, 2018
Book Page	647/416
Instrument	00204093

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLARD UT
Property Address	185 E CENTER ST, DELTA, UT 84624
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000669/021
Date	Jan 27, 2020
Book Page	669/021
Instrument	00208709

Lender

Name	ZIONS BANCORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLARD UT
Property Address	185 E CENTER ST, DELTA, UT 84624
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000738/198
Date	Dec 23, 2022
Book Page	738/198
Instrument	00223981

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Millard County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Millard County
Municipality	Oak City Town
Unified School District	Millard School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,899.00 (+280.56%)	$236,716 (+11.24%) Land $32,500 Building $204,216	$426,301 (+10.49%) Land $55,000 Building $371,301
2023	$499.00 (+8,216.67%)	$212,806 (+30.87%) Land $24,826 Building $187,980	$385,845 (+30.89%) Land $44,063 Building $341,782
2022	$6.00	$162,605 Land $19,860 Building $142,745	$294,786 Land $35,250 Building $259,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1983–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 58% of Utah
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK CITY WATER SYSTEM serves 660 people · EPA ID UTAH14010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fixed Wireless	500 / 100
Frontier DSL	115 / 7

May also be available: T-Mobile, Verizon.

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