185 E 9th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 185 E 9th St, Oswego, NY 13126

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,616 sqft · built 1900
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Jul 2018)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-02-38`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-02-38`
Alternative APNs	`120012804900020380000000` `1527 M`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Total Area
1st Floor Area	934 sqft
Upper Floors Area	682 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Slab
Porch Area	117 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1527 M
Street Address	185 E 9TH ST
City	OSWEGO
State	NY
Zip	13126-2249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	TN2
Legal Subdivision	SUBDIVISION NO 26
Legal Block	2
Legal Lot Number	38.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	4
Census Block	4021
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13981 STATE ROUTE 38, STERLING, NY 13156-3137
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	20187157
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 30, 2018
Property Address	185 E 9TH ST, OSWEGO, NY 13126-2249
Document Number	0000007157
Instrument Date	Jul 13, 2018
Instrument	R-2018-007157
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CNY ABSTRACT & TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 WILD WINDS DR, 48, FULTON, NY 13069-4960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13981 STATE ROUTE 38, STERLING, NY 13156-3137

Mortgage

Document Number	0000007158
Date	Jul 30, 2018
Instrument	R-2018-007158

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00	$101,000 (+65.03%) Land $16,800 Building $84,200	$101,000 (+36.98%) Land $16,800 Building $84,200
2023		$61,200 Land $9,200 Building $52,000	$73,735 Land $11,084 Building $62,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20