185 E 1st St, Morehead, KY 40351 Property Records

Rowan County property record for 185 E 1st St, Morehead, KY 40351 · Last verified November 2025

Property Summary

Property TypeExempt (Full or Partial)
OwnerCompany Name on File
Flood ZoneZone X (minimal risk)
APN080-20 31 006.00

Property Details

APN / Parcel Number

Primary APN080-20 31 006.00

Location & Zoning

Street Address185 E 1ST ST
CityMOREHEAD
StateKY
Zip40351-1753
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionBLDGS & LAND 80-2-30-PARCELS 12 AND 11 OLD LIBRARY
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1040
Census Tract950301

Owner

Source: Rowan County records · APN 080-20 31 006.00

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address305 HOWELL MCDOWELL, MOREHEAD, KY 40351-1686
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000237597
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025Additional exemption filed
2023Additional exemption filed

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059503011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 94 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies94 in force
35 of 94 on primary residences
Nearby Flood Claims39 (2002–2018)
Claims Outside the SFHA1 of 39
Most Recent ClaimSep 2018, tidal / storm surge
Flood Events
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides (Apr 2015), 14 claims
  • Severe Storms, Tornadoes, And Flooding (Apr 2011), 3 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes (May 2010), 14 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 5,882 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Downtown Morehead Historic District
listed 2022 · 53 contributing resources · NRIS 100006264

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on E 1st St

Nearby Streets

Search Property Records by Address or Parcel Number