185 Dennis Loop, Finley, TN 38030 Property Records

Dyer County property record for 185 Dennis Loop, Finley, TN 38030

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,740 sqft · built 1967
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (May 1999)
Tax Bill	$839 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`023111 03800`

Property Details

APN / Parcel Number

Primary APN	`023111 03800`
Alternative APN	`111 03800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	1,450 sqft
Attic	Attic
Attic Area	1,450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	210 ft deep x 105 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	870 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	600 sqft
Utility Building	150 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	185 DENNIS LOOP
City	FINLEY
State	TN
Zip	38030-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10
Jurisdiction	DYER TN
Township / Civil Division	5
Census Block Group	1
Census Block	1178
Census Tract	964800

Owner

Source: Dyer County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 DENNIS LOOP, FINLEY, TN 38030-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU
Jul 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1999 · Amount on Record
Deed Sale	May 13, 1999 · Amount on Record
Prior Sale	Apr 5, 1967
Deed Book / Page	376 / 394
Last Transfer Date	Jul 18, 2020
Transfer Doc	0000950666
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DYER TN
Property Address	185 DENNIS LOOP, FINLEY, TN 38030-3012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	947209
Date	Jun 4, 2020
Book Page	947/209
Instrument	20202249

Lender

Name	FIRST SOUTH FINANCIAL CU
Type	Credit Union
Address	DYERSBURG, TN 38024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DYER TN
Recording Date	Jul 21, 2020
Property Address	185 DENNIS LOOP, FINLEY, TN 38030-3012
Document Number	950669
Book / Page	000950 / 000669
Instrument Date	Jul 18, 2020
Instrument	3078
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 DENNIS LOOP FINLEY TN 380303012, FINLEY, TN 38030-3012

Tax Assessment & Valuation

Source: Dyer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dyer County
Unified School District	Dyer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$839.00 (+7.7%)	$47,675 (+45.13%) Land $1,925 Building $45,750	$190,700 (+45.13%) Land $7,700 Building $183,000
2023		$32,850 (-) Land $925 Building $31,925
2022	$779.00	$32,850 Land $925 Building $31,925
2021			$131,400 (-) Land $3,700 Building $127,700
2020			$131,400 Land $3,700 Building $127,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	104 (1997–2025)
Claims Outside the SFHA	10 of 104
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 55 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYERSBURG SUBURBAN C.U.D. serves 3,538 people · EPA ID TN0000212
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250

Cell Coverage

5G and 4G LTE (outdoors only)

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