DeSoto County property record for 185 Deer Trail Dr, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 2005 |
| Square Footage | 2,700 sqft Adjusted Area |
| Lot Size | 161,172 sqft (3.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $59,850 (2026) |
| Tax Bill | $1,715.00 (2025) |
| Primary APN | 3-07-4-19-03-0-00012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,700 sqft Adjusted Area |
| 1st Floor | 1,767 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 161,172 sqft (3.7 acres) |
| Street Address | 185 DEER TRAIL DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9774 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SEC A PINE OAK ACRES LOT 12 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | SEC A PINE OAK ACRES |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-07-4-19-03-0-00012-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 09, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANCORP SOUTH BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 24, 2011 | Deed of Trust, Mortgage · Veterans Administration Mortgage COMMUNITY MORTGAGE |
| Apr 04, 2011 | Deed of Trust, Mortgage · Veterans Administration Mortgage COMMUNITY MORTGAGE CORP |
| Jul 17, 2012 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2026 | Intrafamily Transfer, Transfer · Line of Credit BAXTER CU |
| Aug 09, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 10, 2026 · Amount on Record |
| Deed Sale | Mar 10, 2026 · Amount on Record |
| Prior Sale | Aug 09, 2018 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 1026 / 3977 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004587/621 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | 4587/621 |
| Instrument | T04587-00621 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Document Number | 005215/187 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 5215/187 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Dec 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 003286/140 |
|---|---|
| Date | Mar 24, 2011 |
| Book Page | 3286/140 |
| Name | COMMUNITY MORTGAGE |
|---|---|
| Address | CORDOVA, TN 38018 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 003289/165 |
|---|---|
| Date | Apr 04, 2011 |
| Book Page | 3289/165 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jul 01, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003468/634 |
|---|---|
| Date | Jul 17, 2012 |
| Book Page | 3468/634 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, MI 48009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2042 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 10, 2026 |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Document Number | 01026/3977 |
| Book / Page | 1026 / 3977 |
| Map Reference | MB 16 PG 38 |
| Instrument Date | Mar 04, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Document Number | 0566324714 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 5663/24714 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 09, 2018 |
| Property Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
| Document Number | 000864/255 |
| Book / Page | 0864 / 255 |
| Map Reference | PB 16 PG 38 |
| Instrument Date | Aug 08, 2018 |
| Instrument | W00864-00255 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 E AUGUSTA LN, SLIDELL, LA 70458-8828 |
| Name | Verified Name |
|---|---|
| Address | 185 DEER TRAIL DR, HERNANDO, MS 38632-9774 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,715.00 (+14.41%) | $24,102 (+35.52%) Land $3,700 Building $20,402 | $241,021 (+35.52%) Land $37,000 Building $204,021 |
| 2023 | $1,499.00 | $17,785 | $177,847 Land $37,000 Building $140,847 |
185 Deer Trail Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 57th percentile of exposed land nationally · 70th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 667 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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