185 David Ct, Oswego, IL 60543 Property Records

Kendall County property record for 185 David Ct, Oswego, IL 60543 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1964
Square Footage1,592 sqft Living Area
Lot Size31,836 sqft (0.731 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2023)
Tax Bill$7,445.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-14-251-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,592 sqft Living Area
Gross Area3,856 sqft Gross Area
1st Floor1,592 sqft 1st Floor
Basement Area1,592 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area31,836 sqft (0.731 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area672 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address185 DAVID CT
CityOSWEGO
StateIL
Zip60543-9577
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 71 LYNWOOD SUB EXT 4
Legal SubdivisionLYNWOOD SUB
Legal Lot Number71
JurisdictionKENDALL IL
Minor Civil DivisionBRISTOL
Census Blockgroup2
Census Block2026
Census Tract890402

Owner

Source: Kendall County records · APN 02-14-251-001

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 DAVID CT, OSWEGO, IL 60543-9577
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2023Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC
Dec 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Oct 09, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Nov 07, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 02, 2023 · Amount on Record
Deed SaleAug 02, 2023 · Amount on Record
Prior SaleNov 07, 2018 · Amount on Record
Deed Doc Number20238544
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateAug 02, 2023
Property Address185 DAVID CT, OSWEGO, IL 60543-9577
Document Number0000008544
Instrument DateJun 26, 2023
Instrument202300008544
Transaction TypeTransfer
Record UpdatedOct 17, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 DAVID CT, OSWEGO, IL 60543-9577

Mortgage

Document Number0000008545
DateAug 02, 2023
Instrument202300008545
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2053
Interest
Rate TypeFixed Rate
Rate7.37%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address185 DAVID CT, OSWEGO, IL 60543-9577
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024993
DateDec 07, 2020
Instrument202000024993
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueNov 01, 2035
Interest
Rate TypeFixed Rate
Rate2.25%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address185 DAVID CT, OSWEGO, IL 60543-9577
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015043
DateOct 09, 2019
Instrument201900015043
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2039
Interest
Rate TypeFixed Rate
Rate3.37%

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateNov 07, 2018
Property Address185 DAVID CT, OSWEGO, IL 60543-9577
Document Number0000015946
Instrument DateOct 29, 2018
Instrument201800015946
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$248.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11185 DAVID CT, OSWEGO, IL 60543

Mortgage

Document Number0000015947
DateNov 07, 2018
Instrument201800015947
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueNov 01, 2048
Interest
Rate TypeAdjustable Rate
Rate6.9%
Type Change DateNov 01, 2023
Change FrequencyAnnually
Min Rate At Change6.9%
Max Rate At Change8.9%
Index1-Year LIBOR
Max Rate11.9%

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionBristol Township
Unified School DistrictYorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$106,689 (+34.77%) Land $16,658 Building $90,031$320,067 (+34.77%) Land $49,974 Building $270,093
2024$7,445.00
2022$79,165 Land $12,360 Building $66,805$237,495 Land $37,080 Building $200,415

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