185 Date Palm Ln, Freeport, FL 32439 Property Records

Walton County property record for 185 Date Palm Ln, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,512 sqft · built 2022
Owner	Individual Name on File
Last Sale	$284,900 (May 2023)
Tax Bill	$2,962 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23118-000-3310`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23118-000-3310`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	1,694 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	185 DATE PALM LN
City	FREEPORT
State	FL
Zip	32439-3737
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 331 VERANDAS AT FREEPORT PH 2A-1 PB 24-69 OR 3271-2805 OR 3280-915 OR 3289-466
Legal Subdivision	FREEPORT
Legal Phase	2A-1
Legal Lot Number	331
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2007
Census Tract	950306

Owner

185 Date Palm Ln, a townhouse, is owned and occupied by an individual who bought it in May 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	185 DATE PALM LN, FREEPORT, FL 32439-3737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Oct 31, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Oct 31, 2022 · Amount on File
Deed Document Number	20230016343
Deed Book / Page	3289 / 466
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 9, 2023
Property Address	185 DATE PALM LN, FREEPORT, FL 32439-3737
Document Number	0032890466
Book / Page	3289 / 466
Map Reference	MB 24 PG 69&70
Instrument Date	May 4, 2023
Instrument	20230016343
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2752 RECKER HWY, WINTER HAVEN, FL 33880-1901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 WILLOUGHBY BAY BLVD APT 202, 202, PANAMA CITY BEACH, FL 32407-8473

Mortgage

Document Number	0003289468
Date	May 9, 2023
Instrument	3289/468

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2022
Property Address	185 DATE PALM LN, FREEPORT, FL 32439-3737
Document Number	0032712805
Book / Page	3271 / 2805
Map Reference	MB 24 PG 69&70
Instrument Date	Oct 24, 2022
Instrument	20220047910
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 FAIRVIEW AVE # 2014, 2014, BOWLING GREEN, KY 42103-1695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 DATE PALM LN, FREEPORT, FL 32439-3737
Investor	Possibly a Property Investor

Mortgage

Document Number	0032712806
Date	Oct 31, 2022
Instrument	3271/2806

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,727 Land $30,000 Building $190,727	$220,727 Land $30,000 Building $190,727
2024	$2,962.00 (-3.71%)
2023	$3,076.00	$235,755 Building $235,755	$235,755 Building $235,755

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Date Palm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Date Palm Ln is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

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