185 Cunningham Rd, Spring City, TN 37381 Property Records

Rhea County property record for 185 Cunningham Rd, Spring City, TN 37381

Property Summary

Property TypeMobile Home
Details2 ba · 1,822 sqft · built 2000
Lot Size0.769 acres (33,541 sqft)
OwnerIndividual Name on Record
Tax Bill$592 (2025)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN072018 07405

Property Details

APN / Parcel Number

Primary APN072018 07405
Alternative APN
  • 018 07405

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,822 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Architectural StyleMobile/Manufactured
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area33,541 sqft (0.769 acres)
TerrainRolling
PorchOpen Porch
Deck Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address185 CUNNINGHAM RD
CitySPRING CITY
StateTN
Zip37381-5602
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT:1 DIST:01 SUBD:RAY HARRISON SUBD MAP REF:018
Legal SubdivisionRAY HARRISON SUBD
Legal Lot Number1
JurisdictionRHEA TN
Township / Civil Division1
Census Block Group2
Census Block2005
Census Tract975000

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address185 CUNNINGHAM RD, SPRING CITY, TN 37381-5602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2022
Deed SaleMay 10, 2022
Deed Document Number0000005057
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRHEA TN
Property Address185 CUNNINGHAM RD, SPRING CITY, TN 37381-5602
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013955
DateMay 17, 2022
Book PageT675/271
Instrument22013955
Lender
NameSOUTHEAST BANK
TypeBank
AddressATHENS, TN 37371
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2037

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyRhea County
Unified School DistrictRhea County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$592.00 (+149.79%)$43,925 (+304.84%) Land $3,075 Building $40,850
2024$175,700 (+304.84%) Land $12,300 Building $163,400
2022$10,850 Land $1,575 Building $9,275$43,400 Land $6,300 Building $37,100
2021$237.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 77% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH U.D. OF RHEA COUNTY
serves 3,640 people · EPA ID TN0000970
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cunningham Rd

Nearby Streets

Search Property Records by Address or Parcel Number