185 Covel St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 185 Covel St, Fall River, MA 02723

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 2,685 sqft · built 1900
Lot Size	0.108 acres (4,704 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Sep 2022)
Tax Bill	$5,416 (2025)
Deeds & Mortgages	Oct 2022 Sale Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0K-05 B:0000 L:0051`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0K-05 B:0000 L:0051`
Alternative APN	`M:0K=05 B:0000 L:0051`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,685 sqft Living Area
Gross Area	3,604 sqft
Basement Area	895 sqft
Unfinished Basement	895 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,704 sqft (0.108 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	185 COVEL ST
City	FALL RIVER
State	MA
Zip	02723-5229
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	G
Legal Lot Number	51
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4008
Census Tract	641300

Owner

Source: Bristol County and Fall River City records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 COVEL ST, FALL RIVER, MA 02723-5229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Redemption Deed, Transfer
Sep 30, 2022	Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Nov 20, 2018	Deed of Trust, Mortgage · Conventional with PMI ST MICHAELS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	202217340
Deed Book / Page	11134 / 180
Last Transfer Date	Oct 3, 2022
Transfer Doc	011148-282
Record Updated	Oct 29, 2026

October 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	FALL RIVER MA
Recording Date	Oct 18, 2022
Property Address	185 COVEL ST, FALL RIVER, MA 02723-5229
Document Number	011148-282
Book / Page	11148 / 282
Instrument Date	Oct 3, 2022
Instrument	18355
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 30, 2022
Property Address	185 COVEL ST, FALL RIVER, MA 02723-5229
Document Number	011134-180
Book / Page	11134 / 180
Instrument Date	Sep 30, 2022
Instrument	17340
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COVEL ST, FALL RIVER, MA 02723-5229

Mortgage

Document Number	0000017341
Date	Sep 30, 2022
Instrument	17341

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	185 COVEL ST, FALL RIVER, MA 02723-5229
Document Number	9653-242
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COVEL ST FALL RIVER MA 027231258, FALL RIVER, MA 02723-1258

Mortgage

Document Number	9653-242
Date	Nov 26, 2018
Book Page	009653/000242
Instrument	19739

Lender

Name	ST MICHAELS CU

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,416.00 (+4.41%)	$473,000 (+4.79%) Land $107,100 Building $365,900
2024	$5,187.00 (+34.27%)	$451,400 (+43.39%) Land $103,100 Building $348,300
2023	$3,863.00	$314,800 Land $85,200 Building $229,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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