Banks County property record for 185 Cotton Rd, Commerce, GA 30529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | B53F018A |
| Primary APN | B53F018A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,536 sqft Heated Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 7579 |
|---|---|
| Street Address | 185 COTTON RD |
| City | COMMERCE |
| State | GA |
| Zip | 30529-6308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 208 TRCT 10A PB26-83 |
| Legal Subdivision | SHANE C CAPE |
| Legal Tract | 10A |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 COTTON RD, COMMERCE, GA 30529-6308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2002 |
| Deed Sale | Aug 1, 2002 |
| Deed Document Number | 0000197283 |
| Record Updated | Jun 8, 2026 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,846.00 (-3.35%) Homeowner's exemption | $104,309 (+5.39%) Land $17,501 Building $86,808 | $260,773 (+5.39%) Land $43,753 Building $217,020 |
| 2024 | $1,910.00 (+42.64%) Homeowner's exemption | $98,970 (+15.33%) Land $15,910 Building $83,060 | $247,425 (+15.33%) Land $39,775 Building $207,650 |
| 2023 | $1,339.00 (-13.28%) Homeowner's exemption | $85,817 (+13.69%) Land $13,200 Building $72,617 | $214,543 (+13.69%) Land $33,000 Building $181,543 |
| 2022 | $1,544.00 Homeowner's exemption | $75,486 Land $12,234 Building $63,252 | $188,716 Land $30,586 Building $158,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Cable in parts of the area | 50 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures