185 Cottekill Rd, Cottekill, NY 12419 Property Records

Ulster County and Rosendale Town property record for 185 Cottekill Rd, Cottekill, NY 12419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,275 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$7,915 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`514600 62.18-1-4`

Property Details

APN / Parcel Number

Primary APN	`514600 62.18-1-4`
Alternative APN	`119181.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,575 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	119181.000
Street Address	185 COTTEKILL RD
City	COTTEKILL
State	NY
Zip	12419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1
Legal Lot Number	4.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROSENDALE
Census Block Group	3
Census Block	3017
Census Tract	952700

Owner

Source: Ulster County and Rosendale Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 177, COTTEKILL, NY 12419-0177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Jul 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 2, 2018
Transfer Doc	0000009260
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	185 COTTEKILL RD, COTTEKILL, NY 12419
Document Number	0000013592
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COTTEKILL RD COTTEKILL NY 12419, COTTEKILL, NY 12419

Mortgage

Document Number	0000013592
Date	Sep 28, 2018
Book Page	011658/000055
Instrument	13592

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 9, 2018
Property Address	185 COTTEKILL RD, COTTEKILL, NY 12419
Document Number	0000009260
Book / Page	006316 / 000107
Instrument Date	Apr 23, 2018
Instrument	9260
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 177 COTTEKILL NY 124190177, COTTEKILL, NY 12419-0177

Tax Assessment & Valuation

Source: Ulster County and Rosendale Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rosendale Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,915.00 (+157.4%)	$268,900 (-) Land $55,000 Building $213,900	$480,179 (+16.07%) Land $98,214 Building $381,965
2023		$268,900 (-) Land $55,000 Building $213,900	$413,692 (+13.85%) Land $84,615 Building $329,077
2022		$268,900 Land $55,000 Building $213,900	$363,378 Land $74,324 Building $289,054
2021	$3,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2005–2011)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, Apr 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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