Salem County and Salem City property record for 185 Cook Ave, Salem, NJ 08079
| Property Type | Single Family Home |
|---|---|
| Details | 1,585 sqft · built 1945 |
| Lot Size | 0.262 acres (11,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,314 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-00108-0000-00017 |
| Primary APN | 13-00108-0000-00017 |
|---|---|
| Alternative APN |
|
| Building Area | 1,585 sqft Living Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 11,400 sqft (0.262 acres) |
| Lot Dimensions | 190 ft deep x 60 ft wide |
| Street Address | 185 COOK AVE |
|---|---|
| City | SALEM |
| State | NJ |
| Zip | 08079-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CHESTNUT TERRACE |
| Legal Block | 108 |
| Legal Lot Number | 17 |
| Jurisdiction | SALEM NJ |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 22100 |
Source: Salem County and Salem City records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 COOK AVE, SALEM, NJ 08079-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Feb 10, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 |
| Deed Sale | Feb 10, 2022 |
| Prior Sale | Oct 26, 2011 · Amount on Record |
| Deed Document Number | 20221751 |
| Deed Book / Page | 4621 / 393 |
| Prior Transfer Date | Feb 4, 2022 |
| Prior Transfer Doc | 0046210393 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALEM NJ |
| Property Address | 185 COOK AVE, SALEM, NJ 08079-1632 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 185 COOK AVE, SALEM, NJ 08079-1632 |
| Document Number | 0047451740 |
|---|---|
| Date | Nov 7, 2025 |
| Book Page | 4745/1740 |
| Instrument | 2025009671 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SALEM NJ |
| Recording Date | Feb 10, 2022 |
| Property Address | 185 COOK AVE, SALEM, NJ 08079-1632 |
| Document Number | 0046210393 |
| Book / Page | 4621 / 393 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 2022001751 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 COOK AVE, SALEM, NJ 08079-1632 |
| Document Number | 2022001752 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022001752 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Salem County and Salem City assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Salem County |
| Municipality | Salem City |
| Unified School District | Salem City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,000 (-) Land $17,000 Building $33,000 | $50,000 (-) Land $17,000 Building $33,000 | |
| 2025 | $4,314.00 (+4.94%) | $50,000 (-) Land $17,000 Building $33,000 | $50,000 (-) Land $17,000 Building $33,000 |
| 2024 | $4,111.00 (+9.39%) | ||
| 2023 | $50,000 Land $17,000 Building $33,000 | $50,000 Land $17,000 Building $33,000 | |
| 2022 | $3,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 13 (1978–2020) |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SALEM CITY private · serves 4,794 people · EPA ID NJ1712001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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