185 Co Rd 705, Athens, TN 37303 Property Records

McMinn County property record for 185 Co Rd 705, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 1982
Lot Size	11.3 acres (492,228 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2021)
Tax Bill	$958 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054064 13500`

Property Details

APN / Parcel Number

Primary APN	`054064 13500`
Alternative APNs	`064 13500 00005064` `064 13500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	768 sqft
Unfinished Basement	576 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	492,228 sqft (11.3 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	064 13500 00005064
Street Address	185 COUNTY ROAD 705
City	ATHENS
State	TN
Zip	37303-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05 05 062 062 11500 000, COUNTY AREA: D01
Legal Subdivision	M/W SURVEY 8/80
Jurisdiction	MCMINN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	970402

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	185 COUNTY ROAD 705, ATHENS, TN 37303-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jun 1, 1998
Deed Document Number	229690
Deed Book / Page	22V / 633
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 4, 2021
Property Address	185 COUNTY ROAD 705, ATHENS, TN 37303-6027
Document Number	22V633
Book / Page	22V / 633
Instrument Date	Sep 29, 2021
Instrument	229690
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COUNTY ROAD 705, ATHENS, TN 37303-6027

Mortgage

Document Number	229691
Date	Oct 4, 2021
Instrument	229691

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$958.00	$88,475 (-) Land $17,875 Building $70,600
2024	$958.00	$88,475 (-) Land $17,875 Building $70,600
2023	$958.00 (+11.14%)	$88,475 (+58.7%) Land $17,875 Building $70,600	$353,900 (+58.7%) Land $71,500 Building $282,400
2022	$862.00	$55,750 Land $14,525 Building $41,225	$223,000 Land $58,100 Building $164,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Xfinity.

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