185 Co Rd 196, Clanton, AL 35046 Property Records

Chilton County property record for 185 Co Rd 196, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,714 sqft · built 1976
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0806130001003016`

Property Details

APN / Parcel Number

Primary APN	`0806130001003016`
Alternative APNs	`86872` `6306`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,714 sqft Adjusted Area
1st Floor Area	1,008 sqft
Upper Floors Area	706 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6306
Street Address	185 COUNTY ROAD 196
City	CLANTON
State	AL
Zip	35046-5632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 66 RIVERVIEW SUB DIV PLAT NO 2 MB 5 PG 78
Legal Range	15
Legal Township	23
Legal Section	13
Legal Subdivision	RIVERVIEW SUB DIV
Legal Lot Number	66
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	4
Census Block	4034
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES SOUTHERN BANK
Dec 16, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 18, 2019	Warranty Deed, Transfer
Sep 18, 2019	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024
Deed Sale	Sep 16, 2024
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	2024262597
Deed Book / Page	2024 / 262597
Prior Transfer Date	Aug 25, 2024
Prior Transfer Doc	R2024/262597
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2017/204878
Date	Jan 9, 2017
Book Page	R2017/204878
Instrument	204878

Lender

Name	PEOPLES SOUTHERN BANK
Address	CLANTON, AL 35046

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 COUNTY ROAD 234, THORSBY, AL 35171-7394

Mortgage

Document Number	R2020/234080
Date	Dec 16, 2020
Book Page	R2020/234080
Instrument	234080

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Sep 18, 2019
Property Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632
Document Number	R2019/224354
Book / Page	R2019 / 224354
Instrument Date	Sep 12, 2019
Instrument	224354
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Sep 18, 2019
Property Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632
Document Number	R2019/224355
Book / Page	R2019 / 224355
Map Reference	MB 5 PG 78
Instrument Date	Sep 12, 2019
Instrument	224355
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 COUNTY ROAD 196, CLANTON, AL 35046-5632

Mortgage

Document Number	0000224356
Date	Sep 18, 2019
Instrument	224356

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (+99.52%)	$42,240 (-) Land $16,000 Building $26,240	$211,200 (-) Land $80,000 Building $131,200
2024	$828.00 Additional exemption filed	$42,240 (-) Land $16,000 Building $26,240
2023	$828.00 (+23.95%)	$42,240 (+147.45%) Land $16,000 Building $26,240	$211,200 (+23.73%) Land $80,000 Building $131,200
2022	$668.00	$17,070 Land $8,000 Building $9,070	$170,700 Land $80,000 Building $90,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 196

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures