Morgan County property record for 185 Cliff Dr, Sunrise Beach, MO 65079 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,068 sqft · built 1986 |
| Lot Size | 9.78 acres (426,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (May 2018) |
| Tax Bill | $6,506 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-7.0-25-300-002-010.001 |
| Primary APN | 20-7.0-25-300-002-010.001 |
|---|
| Building Area | 2,068 sqft Living Area |
|---|---|
| 1st Floor Area | 2,068 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stone |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 426,017 sqft |
| Garage Area | 3,362 sqft |
| Parking Spaces | 19 Parking Spaces |
| Deck Area | 1 sqft |
| Utility Building | 320 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 CLIFF DR |
|---|---|
| City | SUNRISE BEACH |
| State | MO |
| Zip | 65079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1, 2, 3 & 4 CRESTWOOD |
| Legal Range | 17 |
| Legal Township | 40 |
| Legal Section | 25 |
| Legal Subdivision | CRESTWOOD |
| Legal Block | 1 |
| Legal Lot Number | 1 2 3 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 470501 |
Source: Morgan County records · APN 20-7.0-25-300-002-010.001
Assessment roll updated August 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1475 S JONES BLVD, NORTH LIBERTY, IA 52317-9793 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2018 · Amount on Record |
| Deed Sale | May 03, 2018 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 185 CLIFF DR, SUNRISE BEACH, MO 65079-2522 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 169 CLIFF DR, SUNRISE BEACH, MO 65079-2522 |
| Document Number | 0202100893 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 202100893 |
| Name | MORTGAGE HEADQUARTERS INC |
|---|---|
| Type | Mortgage Company |
| Address | OSAGE BEACH, MO 65065 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
Source: Morgan County records · Assessment roll updated August 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Sunrise Beach Village |
| Unified School District | Morgan County R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,180 (-) Land $49,780 Building $98,400 | $779,900 (-) Land $262,000 Building $517,900 | |
| 2025 | $6,506.00 (+13.94%) | $148,180 (+18.74%) | |
| 2024 | $779,900 (+18.74%) Land $262,000 Building $517,900 | ||
| 2023 | $5,710.00 (-0.37%) | $124,790 | |
| 2022 | $5,731.00 (+13.6%) | $656,800 Land $191,000 Building $465,800 | |
| 2011 | $5,045.00 |
Source: FEMA National Flood Hazard Layer, Morgan County (29029C), updated April 17, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291414705011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Co-Mo Electric Cooperative | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
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