185 Clarmarc Dr, Frankenmuth, MI 48734 Property Records

Saginaw County property record for 185 Clarmarc Dr, Frankenmuth, MI 48734

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,696 sqft · built 2000
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2006)
Tax Bill	$11,569 (2025)
Deeds & Mortgages	Sep 2023 Sale Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-11-6-25-2106-000`

Property Details

APN / Parcel Number

Primary APN	`03-11-6-25-2106-000`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,696 sqft Living Area
1st Floor Area	2,696 sqft
Basement Area	2,696 sqft
Finished Basement	2,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,977 sqft (0.78 acres)
Lot Dimensions	248 ft deep x 137 ft wide
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Covered Porch
Porch Area	406 sqft
Deck Area	Deck Area
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 CLARMARC DR
City	FRANKENMUTH
State	MI
Zip	48734-1262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-PUD-R
Legal Description	LOT 6 KINGSBROOK PLACE CITY OF FRANKENMUTH SEC 25 T11N R6E ***NEW PARCEL SPLIT FROM 2002-001 1/23/01
Legal Range	06E
Legal Township	11N
Legal Section	25
Legal Subdivision	KINGSBROOK PLACE SUB
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAGINAW MI
Township / Civil Division	FRANKENMUTH
Census Block Group	2
Census Block	2001
Census Tract	11301

Owner

185 Clarmarc Dr is owned and occupied by two individuals who bought it in October 2006.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 CLARMARC DR, FRANKENMUTH, MI 48734-1262
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Warranty Deed, Transfer
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2006 · Amount on File
Deed Sale	Oct 31, 2006 · Amount on File
Prior Sale	Oct 3, 2001 · Amount on File
Deed Book / Page	2411 / 1674
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 14, 2023
Property Address	185 CLARMARC DR, FRANKENMUTH, MI 48734-1262
Document Number	0000020490
Instrument Date	Sep 13, 2023
Instrument	2023020490
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Amount	Amount on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4963 DIXIE HWY, SAGINAW, MI 48601-5453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 604, FREELAND, MI 48623-0604

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	185 CLARMARC DR, FRANKENMUTH, MI 48734-1262
Document Number	0000010371
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 CLARMARC DR FRANKENMUTH MI 487341262, FRANKENMUTH, MI 48734-1262

Mortgage

Document Number	0000010371
Date	Apr 14, 2020
Instrument	10371

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	185 CLARMARC DR, FRANKENMUTH, MI 48734-1262
Document Number	0000006999
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 CLARMARC DR FRANKENMUTH MI 487341262, FRANKENMUTH, MI 48734-1262

Mortgage

Document Number	0000006999
Date	Mar 29, 2018
Instrument	6999

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 185 Clarmarc Dr was $11,569 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Frankenmuth City
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,800 (+9.59%)	$893,600 (+9.59%)
2025	$11,569.00 Homeowner's exemption	$407,700	$815,400
2023		$334,200	$668,400
2022	$9,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Clarmarc Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Clarmarc Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKENMUTH serves 4,944 people · EPA ID MI0002420
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Aug 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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