185 Chism Trl, Highland (Hardy), AR 72542 Property Records

Sharp County property record for 185 Chism Trl, Highland, AR 72542

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1998
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2025)
Tax Bill	$944 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2007 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`170-00005-000`

Property Details

APN / Parcel Number

Primary APN	`170-00005-000`
Alternative APN	`17084`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	218,671 sqft (5.02 acres)
Lot Dimensions	1,160 ft deep x 190 ft wide
Garage Type	Detached
Garage Area	720 sqft

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	16 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	185 CHISM TRL
City	HARDY
State	AR
Zip	72542-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5,A,WHITE HORSE MOUNTAIN
Legal Range	05
Legal Township	19
Legal Section	04
Legal Subdivision	WHITE HORSE MOUNTAIN
Legal Block	A
Legal Lot Number	5
Jurisdiction	SHARP AR
Township / Civil Division	CHEROKEE
Census Block Group	2
Census Block	2026
Census Tract	470201

Owner

Source: Sharp County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 CHISM TRL, HARDY, AR 72542-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 26, 2007	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 24, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 21, 2022	Warranty Deed, Transfer · Line of Credit FNBC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Deed Document Number	20251600
Deed Book / Page	2025 / 6289
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	185 CHISM TRL, HIGHLAND, AR 72542-5002
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LAWRENCE ROAD 270, SMITHVILLE, AR 72466-8039

Mortgage

Document Number	RB2025/6292
Date	Apr 24, 2025
Book Page	RB2025/6292
Instrument	L202501601

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHARP AR
Property Address	185 CHISM TRL, HIGHLAND, AR 72542-5002
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/02080
Date	Jan 26, 2007
Book Page	2007/02080
Instrument	200700675

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SHARP AR
Recording Date	Apr 24, 2025
Property Address	185 CHISM TRL, HIGHLAND, AR 72542-5002
Document Number	RB2025/6289
Book / Page	RB2025 / 6289
Map Reference	MB 10 PG 173
Instrument Date	Apr 12, 2025
Instrument	L202501600
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	HOMESTEAD TITLE AND CLOSING INC, HOMESTEAD TITLE & CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29003 LAUREL GROVE LN, FULSHEAR, TX 77441-2275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CHISM TRL, HARDY, AR 72542-5002

Mortgage

Document Number	RB2025/6292
Date	Apr 24, 2025
Book Page	RB2025/6292
Instrument	L202501601

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	Dec 21, 2022
Property Address	185 CHISM TRL, HIGHLAND, AR 72542-5002
Document Number	2022/30078
Book / Page	2022 / 30078
Map Reference	MB 10 PG 173
Instrument Date	Dec 15, 2022
Instrument	2209415
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CHISM TRL, HARDY, AR 72542-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29003 LAUREL GROVE LN, FULSHEAR, TX 77441-2275

Mortgage

Document Number	0202230081
Date	Dec 21, 2022
Instrument	2022/30081

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$944.00	$26,350 (-) Land $2,510 Building $23,840
2025	$944.00	$26,350 (-) Land $2,510 Building $23,840
2023	$944.00	$26,350 Land $2,510 Building $23,840	$131,750 Land $12,550 Building $119,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2008–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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