185 Cherry St, Somerset, MA 02726 Property Records

Bristol County and Somerset Town property record for 185 Cherry St, Somerset, MA 02726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,096 sqft · built 1952
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$178,415 (Feb 2022)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SOME M:0D2 L:0191`

Property Details

APN / Parcel Number

Primary APN	`SOME M:0D2 L:0191`
Alternative APN	`SSET M:0D2 L:0191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,096 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	185 CHERRY ST
City	SOMERSET
State	MA
Zip	02726-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	JOHN J & MARION M FERRY SOMERS
Legal Lot Number	191
Jurisdiction	SOMERSET MA
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2021
Census Tract	644102

Owner

185 Cherry St is owned and occupied by two individuals who bought it in February 2022.

Source: Bristol County and Somerset Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 CHERRY ST, SOMERSET, MA 02726-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Oct 13, 2011 · Amount on File
Deed Book / Page	10923 / 173
Prior Transfer Date	Feb 16, 2022
Prior Transfer Doc	010923-173
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MA
Recording Date	Feb 17, 2022
Property Address	185 CHERRY ST, SOMERSET, MA 02726-5704
Document Number	010923-173
Book / Page	10923 / 173
Instrument Date	Feb 16, 2022
Instrument	3124
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CHERRY ST, SOMERSET, MA 02726-5704

Mortgage

Document Number	0000003125
Date	Feb 17, 2022
Instrument	3125

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 185 Cherry St was $5,655.

Source: Bristol County and Somerset Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Somerset Town
Secondary School District	Somerset-Berkley School District (09 - 12)
Elementary School District	Somerset School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,655.00	$425,200 Land $181,800 Building $243,400	$437,950 (+7.06%)
2024			$409,070
2023	$4,660.00	$367,500 Land $158,000 Building $209,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Cherry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET WATER DEPARTMENT serves 18,303 people · EPA ID MA4273000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30