185 Chapin Rd, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 185 Chapin Rd, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,338 sqft · built 1872
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Dec 2023)
Tax Bill	$7,177 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63036`

Property Details

APN / Parcel Number

Primary APN	`63036`
Alternative APN	`HUDS M:0063 B:0000 L:0036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	4 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	4,559 sqft
1st Floor Area	1,396 sqft
Attic	Attic
Attic Area	644 sqft
Basement Area	1,141 sqft
Unfinished Basement	1,141 sqft

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	63036
Street Address	185 CHAPIN RD
City	HUDSON
State	MA
Zip	01749-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA7
Legal Lot Number	36
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2031
Census Tract	322200

Owner

Source: Middlesex County and Hudson Town records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	562 MENDON RD, SUTTON, MA 01590-2331
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · ARM AVIDIA BANK
Dec 14, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WILKINSON FAMILY T
Sep 30, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2023 · Amount on File
Deed Sale	Dec 14, 2023 · Amount on File
Prior Sale	Sep 30, 2021 · Amount on File
Deed Document Number	2023142511
Deed Book / Page	82308 / 60
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0082308-60
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Recording Date	Aug 28, 2026
Property Address	185 CHAPIN RD, HUDSON, MA 01749-2757
Document Number	0000109445
Book / Page	86073 / 177
Instrument Date	Aug 28, 2026
Instrument	2026109445
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CHAPIN RD, HUDSON, MA 01749-2757
Investor	Possibly a Property Investor

Mortgage

Document Number	0000109445,
Date	Aug 28, 2026
Book Page	86073/177
Instrument	2026109445

Lender

Name	AVIDIA BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Type Change Date	Sep 1, 2031
Index	3-Year CMT
Margin	3
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Dec 14, 2023
Property Address	185 CHAPIN RD, HUDSON, MA 01749-2757
Document Number	0082308-60
Book / Page	82308 / 60
Instrument Date	Nov 30, 2023
Instrument	142511
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	562 MENDON RD, SUTTON, MA 01590-2331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000142512
Date	Dec 14, 2023
Instrument	142512

Lender

Name	WILKINSON FAMILY T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUDSON MA
Recording Date	Sep 30, 2021
Property Address	185 CHAPIN RD, HUDSON, MA 01749-2757
Document Number	78816-189
Book / Page	78816 / 189
Instrument Date	Sep 23, 2021
Instrument	216476
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WOODROW ST, HUDSON, MA 01749-2848

Tax Assessment & Valuation

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,177.00 (+6.14%)	$517,100 (+7.06%) Land $211,900 Building $305,200	$647,140
2024	$6,762.00 (+2.08%)	$483,000 (+6.46%) Land $192,400 Building $290,600
2023	$6,624.00	$453,700 Land $185,100 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1978–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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