Adams County property record for 185 Chapel Rd, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,304 sqft · built 1988 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2014) |
| Tax Bill | $5,410 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 08 K14-0001E-000 |
| Primary APN | 08 K14-0001E-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 24,394 sqft (0.56 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 185 CHAPEL RD |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-8922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | L-0001 |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CONEWAGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31102 |
185 Chapel Rd is owned and occupied by an individual who bought it in March 2014.
Source: Adams County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 CHAPEL RD, HANOVER, PA 17331-8922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on File |
| Deed Sale | Mar 14, 2014 · Amount on File |
| Prior Sale | Feb 7, 1986 · Amount on File |
| Deed Book / Page | 5922 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 185 CHAPEL RD, HANOVER, PA 17331-8922 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 006641/210 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 6641/210 |
| Instrument | 202000008410 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 185 CHAPEL RD, HANOVER, PA 17331-8922 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 185 CHAPEL RD, HANOVER, PA 17331-8922 |
| Document Number | 006929/559 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 6929/559 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 185 Chapel Rd was $5,410.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Conewago Township |
| Unified School District | Conewago Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,410.00 | $221,900 Land $50,000 Building $171,900 | |
| 2024 | $4,908.00 (+3.83%) | $221,900 (-) Land $50,000 Building $171,900 | |
| 2023 | $4,727.00 | $221,900 Land $50,000 Building $171,900 | |
| 2010 | $221,900 Land $50,000 Building $171,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Chapel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Chapel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
May also be available: Verizon.
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