185 Carter Rd, Princeton, NJ 08540 Property Records

Mercer County and Lawrence Township property record for 185 Carter Rd, Princeton, NJ 08540

Property Summary

Property Type	Single Family Home
Details	1,872 sqft · built 1948
Lot Size	1.37 acres (60,000 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2020)
Tax Bill	$11,071 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Feb 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-07701-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`07-07701-0000-00010`
Alternative APNs	`0700004000000028` `070770100010`

Interior

Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	60,000 sqft
Lot Dimensions	300 ft deep x 200 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0700004000000028
Street Address	185 CARTER RD
City	PRINCETON
State	NJ
Zip	08540-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EP-1
Legal Subdivision	ROSEDALE ESTATES SEC 01
Legal Block	7701
Legal Lot Number	10
Jurisdiction	MERCER NJ
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2008
Census Tract	3304

Owner

185 Carter Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Mercer County and Lawrence Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Feb 25, 2021	Deed of Trust, Mortgage · Line of Credit TIAA FSB HOLDINGS INC
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 13, 2020	Grant Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Prior Sale	Feb 24, 1995 · Amount on File
Deed Document Number	202020138
Deed Book / Page	6403 / 1109
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026342
Date	May 26, 2022
Book Page	11740/1841
Instrument	2022026342

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 27, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011321
Date	Feb 25, 2021
Book Page	11581/664
Instrument	2021011321

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016100
Date	Apr 18, 2018
Book Page	11336/0497
Instrument	2018016100

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Max Rate	21%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050054
Date	Nov 19, 2019
Book Page	11447/1974
Instrument	2019050054

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	May 13, 2020
Property Address	185 CARTER RD, PRINCETON, NJ 08540-2105
Document Number	0000020138
Book / Page	006403 / 001109
Instrument Date	Apr 2, 2020
Instrument	20138
Transaction Type	Transfer
Record Updated	Jul 10, 2020
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO (NJ)

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 CARTER RD PRINCETON NJ 085402105, PRINCETON, NJ 08540-2105

Mortgage

Document Number	20139
Date	May 13, 2020
Book Page	011488/000309
Instrument	20139

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 185 Carter Rd was $11,071, up 2.2% from the year before.

Source: Mercer County and Lawrence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Lawrence Township
Unified School District	Lawrence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,900 (+0.03%) Land $183,700 Building $166,200	$349,900 (+0.03%) Land $183,700 Building $166,200
2025	$11,071.00 (+2.17%)	$349,800 Land $183,700 Building $166,100	$349,800 Land $183,700 Building $166,100
2024	$10,836.00
2023		$349,800 Land $183,700 Building $166,100	$349,800 Land $183,700 Building $166,100
2022	$10,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Carter Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Carter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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