185 Carson St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 185 Carson St, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,473 sqft · built 1970
Owner	Individual Name on File
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`177D-05-03-024`

Property Details

APN / Parcel Number

Primary APN	`177D-05-03-024`
Alternative APN	`12296`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,473 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	12296
Street Address	185 CARSON ST
City	PONTOTOC
State	MS
Zip	38863-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT25 HLCRST SE1/4 DB 530-382 1/92 DB 346-410; 447-417; 455-226 471-317; 501-27; 509-89 648-428 8/96 DC 20011100 3/6/01
Legal Lot Number	25
Jurisdiction	PONTOTOC MS
Township / Civil Division	3
Census Block Group	3
Census Block	3025
Census Tract	950300

Owner

Source: Pontotoc County records · APN 177D-05-03-024

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	185 CARSON ST, PONTOTOC, MS 38863-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2024	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Oct 20, 2022	Warranty Deed, Transfer OXFORD UNIVERSITY BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2024
Deed Sale	Nov 12, 2024
Prior Sale	Oct 20, 2022
Deed Document Number	2024003943
Record Updated	Jun 08, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Nov 12, 2024
Property Address	185 CARSON ST, PONTOTOC, MS 38863-3520
Document Number	2024003943
Instrument Date	Oct 30, 2024
Instrument	2024003943
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 W OXFORD ST, PONTOTOC, MS 38863-2118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	185 CARSON ST, PONTOTOC, MS 38863-3520

Mortgage

Document Number	2024003944
Date	Nov 12, 2024
Instrument	2024003944

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

Mortgage

Document Number	2024003945
Date	Nov 12, 2024
Instrument	2024003945

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2034

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Oct 20, 2022
Property Address	185 CARSON ST, PONTOTOC, MS 38863-3520
Document Number	2022004361
Instrument Date	Oct 13, 2022
Instrument	2022004361
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	393 CHICASA RD, PONTOTOC, MS 38863-2344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CARSON ST, PONTOTOC, MS 38863-3520

Mortgage

Document Number	2022004362
Date	Oct 20, 2022
Instrument	2022004362

Lender

Name	OXFORD UNIVERSITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2027

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	185 CARSON ST, PONTOTOC, MS 38863-3520
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 CARSON ST, PONTOTOC, MS 38863-3520

Mortgage

Document Number	2020004760
Date	Dec 15, 2020
Instrument	2020004760

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Pontotoc City
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,009.00 (+4.89%)	$7,600 (+0.68%)	$75,660 (+0.68%) Land $13,950 Building $61,710
2023	$962.00 Homeowner's exemption	$7,549	$75,149 Land $13,950 Building $61,199

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber · Cable in parts of the area	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
Telapex Fixed Wireless	100 / 20

Based on FCC filings for 128 locations within half a mile of this property.

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