Walton County property record for 185 Cannonball Ln, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,707 sqft · built 2020 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,120,000 (Jan 2021) |
| Tax Bill | $14,565 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2021 Sale & Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-3S-18-16200-000-0170 |
| Primary APN | 25-3S-18-16200-000-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,707 sqft Living Area |
| Gross Area | 4,851 sqft |
| 1st Floor Area | 1,655 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,837 sqft (0.134 acres) |
| Lot Dimensions | 114 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 632 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 185 CANNONBALL LN |
|---|---|
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8582 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CV1 |
| Legal Description | LOT 17 WINTER GARDEN AT WATER SOUND S/D PB 17-68 OR 2724-3174 OR 2725-4764 OR 2798-2766 OR 2878-1154 OR 2942-4081 OR 2942-4082 OR 3037-3048 OR 3083-726 OR 3177-1254 |
| Legal Range | 018 |
| Legal Township | 03S |
| Legal Section | 25 |
| Legal Subdivision | WATER SOUND |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950610 |
Source: Walton County records, as of January 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Jan 5, 2021 | Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC |
| Aug 27, 2018 | Warranty Deed, Transfer SERVISFIRST BANK |
| Jun 30, 2018 | Loan Modification, Mortgage CENTENNIAL BK |
| Apr 5, 2017 | Warranty Deed, Transfer CENTENNIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2021 · Amount on Record |
| Deed Sale | Jan 5, 2021 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 2021301 |
| Deed Book / Page | 3177 / 1254 |
| Prior Transfer Date | Sep 4, 2013 |
| Prior Transfer Doc | 0029424081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0033822157 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 3382/2157 |
| Instrument | 20250047823 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0031771254 |
| Book / Page | 3177 / 1254 |
| Map Reference | MB 17 PG 68 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 20210000301 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 174 WATERCOLOR WAY STE 103, 174, SANTA ROSA BEACH, FL 32459-7351 |
| Name | Verified Name |
|---|---|
| Address | 705 BEAVER CREEK DR, MURPHY, TX 75094-5340 |
| Document Number | 0031771256 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 3177/1256 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0030830726 |
| Book / Page | 3083 / 0726 |
| Map Reference | MB17 PG68 |
| Instrument Date | Aug 22, 2018 |
| Instrument | 2018000028720 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 JACK KNIFE DR, 302, ROSEMARY BEACH, FL 32461-8576 |
| Name | Verified Name |
|---|---|
| Address | 174 WATERCOLOR WAY STE 103, 103, SANTA ROSA BEACH, FL 32459-7351 |
| Document Number | 2018000028722 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2018000028722 |
| Name | SERVISFIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0030803750 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 302 JACK KNIFE DR SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459 |
| Document Number | 0030803750 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 003080/003750 |
| Instrument | 25361 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 5, 2017 |
| Property Address | 185 CANNONBALL LN, INLET BEACH, FL 32461-8582 |
| Document Number | 0030373048 |
| Book / Page | 3037 / 3048 |
| Map Reference | MB17 PG68 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 20170010507 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RODGERS KIEFER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 62 S ZANDER WAY, 62, SANTA ROSA BEACH, FL 32459-8548 |
| Name | Verified Name |
|---|---|
| Address | 302 JACK KNIFE DR, INLET BEACH, FL 32461-8576 |
| Document Number | 0030373050 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 3037/3050 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,565.00 (-2.54%) Homeowner's exemption | $1,650,616 (-1.43%) Land $150,000 Building $1,500,616 | $1,650,616 (-1.43%) Land $150,000 Building $1,500,616 |
| 2024 | $14,945.00 (+18.16%) Homeowner's exemption | $1,674,489 (-) Land $95,622 Building $1,578,867 | $1,674,489 (-) Land $95,622 Building $1,578,867 |
| 2023 | $12,648.00 (+8.95%) | $1,674,489 (+12.36%) Land $95,622 Building $1,578,867 | $1,674,489 (+12.36%) Land $95,622 Building $1,578,867 |
| 2022 | $11,609.00 | $1,490,251 Land $106,141 Building $1,384,110 | $1,490,251 Land $106,141 Building $1,384,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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