Lawrence County property record for 185 Busby Rd, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,112 sqft · built 1999 |
| Lot Size | 15.8 acres (688,684 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $23,000 (Jan 2016) |
| Tax Bill | $1,508 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 050134 00806 |
| Primary APN | 050134 00806 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 2,112 sqft |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 688,684 sqft (15.8 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 185 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Legal Subdivision | HARLEY EDWARD SIMBECK & MARTHA |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960700 |
185 Busby Rd, a rural home, is owner-occupied and held in a trust since December 2023.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 185 BUSBY RD, LORETTO, TN 38469-3227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on File |
| Deed Sale | Jan 14, 2016 · Amount on File |
| Prior Sale | Aug 5, 1998 · Amount on File |
| Deed Document Number | 2016157 |
| Deed Book / Page | 471 / 788 |
| Last Transfer Date | Dec 18, 2023 |
| Transfer Doc | 0000073226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Dec 18, 2023 |
| Property Address | 185 BUSBY RD, LORETTO, TN 38469-3227 |
| Document Number | 0000073226 |
| Book / Page | 732 / 26 |
| Map Reference | MB 138 PG 380 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 23006674 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 185 BUSBY RD, LORETTO, TN 38469-3227 |
The 2025 property tax bill for 185 Busby Rd was $1,508.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,508.00 Additional exemption filed | $75,000 Land $6,400 Building $68,600 | |
| 2023 | $1,495.00 Additional exemption filed | $74,375 (-) Land $6,400 Building $67,975 | |
| 2022 | $1,495.00 | $74,375 Land $6,400 Building $67,975 | $326,000 Land $51,600 Building $274,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Busby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Busby Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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