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185 Bumpy Rd, Melrose, FL 32666 Property Records

Putnam County property record for 185 Bumpy Rd, Melrose, FL 32666 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2004
Square Footage912 sqft Living Area
Lot Size70,132 sqft (1.61 acres)
Garage960 sqft
OccupancyOwner Occupied
Last Sale$255,000 (2023)
Tax Bill$4,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-09-23-0000-0033-0000
Alternative APN
  • 71023

Interior

Plumbing Fixtures10 Plumbing Fixtures
Building Area912 sqft Living Area
1st Floor912 sqft 1st Floor

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding Exterior
Roof ConstructionGable/Hip Roof Construction
Lot Area70,132 sqft (1.61 acres)
Garage Area960 sqft Garage
Deck Area360 sqft Deck
Porch Area30 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number71023
Street Address185 BUMPY RD
CityMELROSE
StateFL
Zip32666-3016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT OF LOTS 1 + 2 OR310 P867, (LOT 9) + OR310 P859 (LOT 8)
Legal Range23E
Legal Township09S
Legal Section09
Legal Lot Number1
JurisdictionPUTNAM FL
Minor Civil DivisionINTERLACHEN-FLORAHOME
Census Blockgroup4
Census Block4011
Census Tract950300

Owner

Source: Putnam County records · APN 09-09-23-0000-0033-0000

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 BUMPY RD, MELROSE, FL 32666-3016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Nov 06, 2025Intrafamily Transfer, Transfer
UNKNOWN, TITLE SLN GROUP OF FL LLC
Jul 20, 2023Warranty Deed, Transfer
ESTATE TITLE, ESTATE TITLE AND TRUST
Aug 20, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 12, 2017Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2023 · Amount on Record
Deed SaleJul 20, 2023 · Amount on Record
Prior SaleAug 20, 2019 · Amount on Record
Deed Doc Number202316057
Deed Book / Page1718 / 605
Last Transfer DateNov 04, 2025
Transfer Doc0018401265
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address185 BUMPY RD, MELROSE, FL 32666-3016
Transaction TypeMortgage
Record UpdatedOct 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BUMPY RD, MELROSE, FL 32666-3016
InvestorPossibly a Property Investor

Mortgage

Document Number0018340767
DateOct 06, 2025
Book Page1834/767
Instrument202554027901
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateNov 06, 2025
Property Address185 BUMPY RD, MELROSE, FL 32666-3016
Document Number0018401265
Book / Page1840 / 1265
Map ReferenceMB 146 PG 88
Instrument DateOct 04, 2025
Instrument202554031161
Transaction TypeTransfer
Record UpdatedDec 01, 2025
Title CompanyUNKNOWN, TITLE SLN GROUP OF FL LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address185 BUMPY RD, MELROSE, FL 32666-3016

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BUMPY RD, MELROSE, FL 32666-3016
InvestorPossibly a Property Investor

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJul 20, 2023
Property Address185 BUMPY RD, MELROSE, FL 32666-3016
Document Number0017180605
Book / Page1718 / 605
Instrument DateJul 18, 2023
Instrument202354016057
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyESTATE TITLE, ESTATE TITLE AND TRUST

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressSCENIC DRIVE, INTERLACHEN, FL 32148

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BUMPY RD, MELROSE, FL 32666-3016
InvestorPossibly a Property Investor

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateAug 20, 2019
Property Address185 BUMPY RD, MELROSE, FL 32666-3016
Document Number0015520153
Book / Page1552 / 0153
Map ReferenceMB 146 PG 88
Instrument DateAug 19, 2019
Instrument201954015077
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNORTH CENTRAL TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,259.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address204 PINE ARBOR CIR, 204, SAINT AUGUSTINE, FL 32084-6541

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 BUMPY RD, MELROSE, FL 32666-3016

Mortgage

Document Number0001552156
DateAug 20, 2019
Instrument1552/156
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address185 BUMPY RD, MELROSE, FL 32666-3016
Document Number0014771612
Book / Page001477 / 001612
Instrument DateJun 12, 2017
Transaction TypeMortgage
Record UpdatedJul 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address185 BUMPY RD MELROSE FL 326663016, MELROSE, FL 32666-3016

Mortgage

Document Number0014771612
DateJun 26, 2017
Book Page001477/001612
Instrument54011540
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 25, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00 (-15.55%)$261,470 (-6.2%) Land $28,980 Building $232,490$261,470 (-6.2%) Land $28,980 Building $232,490
2024$4,792.00 (+18.61%)$278,750 (+2.53%)$278,750 (+2.53%) Land $28,980 Building $249,770
2023$4,040.00 (+17.03%)$271,870 (+23.68%)$271,870 (+23.68%) Land $28,980 Building $242,890
2022$3,452.00$219,820$219,820 Land $12,880 Building $206,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire LikelihoodAbout 1 in 469 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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