Cabarrus County property record for 185 Bishop Ln, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1995 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Sep 2020) |
| Tax Bill | $2,713 (2023) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5622 24 7168 |
| Primary APN | 5622 24 7168 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,446 sqft |
| 1st Floor Area | 1,866 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 725 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 112 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 140345 |
|---|---|
| Street Address | 185 BISHOP LN |
| City | CONCORD |
| State | NC |
| Zip | 28025-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LTS 69-70 & P/O 68 CAROLINA AIR PARK BLK H |
| Legal Subdivision | LAKE CONCORD RD |
| Legal Block | H |
| Legal Lot Number | 69-70 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 40703 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2017 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE LLC |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 16, 2022 | Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU |
| Sep 17, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Mar 19, 2019 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| May 29, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Apr 27, 2004 · Amount on Record |
| Deed Book / Page | 14504 / 166 |
| Prior Transfer Date | May 2, 2013 |
| Prior Transfer Doc | 105021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0012496155 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 12496/0155 |
| Instrument | 12496-0155 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001403944 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 14039/44 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001602427 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 16024/27 |
| Name | CHARLOTTE METRO FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 17, 2020 |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Document Number | 0014504166 |
| Book / Page | 14504 / 166 |
| Map Reference | MB 9 PG 39 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 255 WINDSOR DR, 255, SALISBURY, NC 28144-7722 |
| Name | Verified Name |
|---|---|
| Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Document Number | 0014504170 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 14504/170 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Document Number | 13427104 |
| Instrument Date | Mar 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2019 |
| Title Company | CLIENT FIRST TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 BISHOP LN CONCORD NC 280251870, CONCORD, NC 28025-1870 |
| Document Number | 13427104 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 013427/000104 |
| Instrument | 6771 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 185 BISHOP LN, CONCORD, NC 28025-1870 |
| Document Number | 1302427 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 BISHOP LN CONCORD NC 280251870, CONCORD, NC 28025-1870 |
| Document Number | 1302427 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 013024/000027 |
| Instrument | 12965 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,540 (-) Land $47,000 Building $263,540 | ||
| 2025 | $310,540 (+56.84%) Land $47,000 Building $263,540 | ||
| 2024 | $310,540 (+56.84%) Land $47,000 Building $263,540 | ||
| 2023 | $2,713.00 | $198,000 Land $28,000 Building $170,000 | $198,000 Land $28,000 Building $170,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2001–2013) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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