185 Birch Dr, Erwin, TN 37650 Property Records

Unicoi County property record for 185 Birch Dr, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft · built 1920
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Oct 2008)
Tax Bill	$943 (2025)
Deeds & Mortgages	Jun 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`031L-C-016.00`

Property Details

APN / Parcel Number

Primary APN	`031L-C-016.00`
Alternative APNs	`086031L C 01600` `000008652`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,554 sqft
1st Floor Area	1,372 sqft
Basement Area	384 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	94,961 sqft (2.18 acres)
Lot Dimensions	225 ft deep x 412 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	294 sqft
Deck Area	120 sqft
Patio Area	184 sqft
Pole Barn	276 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	185 BIRCH DR
City	ERWIN
State	TN
Zip	37650-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	412X225M IRR
Legal Subdivision	PORTION/USA 37
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1023
Census Tract	80200

Owner

185 Birch Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 BIRCH DR, ERWIN, TN 37650-9384
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2008 · Amount on File
Deed Sale	Oct 24, 2008 · Amount on File
Prior Sale	Jul 21, 1998 · Amount on File
Deed Book / Page	327 / 385
Transfer Doc	0303000830
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	185 BIRCH DR, ERWIN, TN 37650-9384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	404568
Date	Jun 20, 2017
Book Page	404/568
Instrument	17001101

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	ERWIN, TN 37650

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 185 Birch Dr was $943.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00	$36,125 Land $9,625 Building $26,500	$144,500 Land $38,500 Building $106,000
2024	$943.00
2023		$36,125 (-) Land $9,625 Building $26,500
2022	$849.00	$36,125 Land $9,625 Building $26,500	$144,500 Land $38,500 Building $106,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 185 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Birch Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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