185 Bingham Rd, Cyclone, PA 16726 Property Records

McKean County property record for 185 Bingham Rd, Cyclone, PA 16726

Property Summary

Property Type	Rural Home
Details	1,066 sqft · built 2009
Lot Size	93.5 acres (4,073,296 sqft)
Owner	Company Name on Record
Tax Bill	$2,388 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit May 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-009.-202.00`

Property Details

APN / Parcel Number

Primary APN	`25-009.-202.00`
Alternative APN	`024139`

Interior

Building Area	1,066 sqft Total Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	4,073,296 sqft (93.5 acres)

Location & Zoning

Street Address	185 BINGHAM RD
City	CYCLONE
State	PA
Zip	16726-1103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OLD CONTROL:0502-0620
Legal Subdivision	WARRANT 2253
Jurisdiction	MCKEAN PA
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2076
Census Tract	421000

Owner

Source: McKean County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	464 BINGHAM RD, CYCLONE, PA 16726-1104
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
May 21, 2024	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
Jul 2, 2025	Intrafamily Transfer, Transfer
Mar 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022
Deed Sale	Mar 28, 2022
Prior Sale	Aug 25, 2005 · Amount on Record
Deed Document Number	20221090
Deed Book / Page	1004 / 652
Last Transfer Date	Jul 2, 2025
Transfer Doc	001086/934
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	185 BINGHAM RD, CYCLONE, PA 16726-1103
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000968/688
Date	Jan 13, 2021
Book Page	968/688
Instrument	202100180

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKEAN PA
Property Address	185 BINGHAM RD, CYCLONE, PA 16726-1103
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001060/355
Date	May 21, 2024
Book Page	1060/355
Instrument	202401566

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCKEAN PA
Recording Date	Jul 2, 2025
Property Address	185 BINGHAM RD, CYCLONE, PA 16726-1103
Document Number	001086/934
Book / Page	1086 / 934
Instrument Date	Jul 1, 2025
Instrument	202502033
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 BINGHAM RD, CYCLONE, PA 16726-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	464 BINGHAM RD, CYCLONE, PA 16726-1104

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCKEAN PA
Recording Date	Mar 28, 2022
Property Address	185 BINGHAM RD, CYCLONE, PA 16726-1103
Document Number	001004/652
Book / Page	1004 / 652
Instrument Date	Mar 16, 2022
Instrument	202201090
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$382.97
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 BINGHAM ROAD, BRADFORD, PA 16701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	464 BINGHAM ROAD, BRADFORD, PA 16701

Tax Assessment & Valuation

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
County Subdivision	Lafayette Township
Unified School District	Bradford Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,388.00 (-0.87%)	$95,210 (-) Land $51,990 Building $43,220
2025	$2,409.00 (+3.3%)	$95,210 (-) Land $51,990 Building $43,220
2024	$2,332.00	$95,210 Land $51,990 Building $43,220
1998			$95,210 Land $51,990 Building $43,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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