185 Ben Lomond, Hercules, CA 94547 Property Records

Contra Costa County property record for 185 Ben Lomond, Hercules, CA 94547

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,743 sqft · built 1990
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Sep 2018)
Tax Bill	$9,479 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-410-030-5`

Property Details

APN / Parcel Number

Primary APN	`404-410-030-5`
Alternative APN	`404-410-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	852 sqft
2nd Floor Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Wood Siding
Roof Material	Tile
Lot Area	3,300 sqft (0.076 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	185 BEN LOMOND
City	HERCULES
State	CA
Zip	94547-3942
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T7100 L30
Legal Subdivision	SUBDIVISION 7100
Legal Tract	7100
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1006
Census Tract	359104

Owner

185 Ben Lomond, a townhouse, is owned and occupied by two individuals who bought it in September 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 BEN LOMOND, HERCULES, CA 94547-3942
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 28, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Apr 26, 2002 · Amount on File
Deed Document Number	2018155303
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000148274
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	185 BEN LOMOND, HERCULES, CA 94547-3942
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110214
Date	Jun 9, 2020
Instrument	2020-110214

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	185 BEN LOMOND, HERCULES, CA 94547-3942
Document Number	0000143148
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	185 BEN LOMOND HERCULES CA 945473942, HERCULES, CA 94547-3942

Mortgage

Document Number	0000143148
Date	Sep 3, 2019
Instrument	143148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Sep 2, 2047

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2018
Property Address	185 BEN LOMOND, HERCULES, CA 94547-3942
Document Number	0000155303
Map Reference	MB 329 PG 19
Instrument Date	Sep 27, 2018
Instrument	2018-155303
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	185 BEN LOMOND, HERCULES, CA 94547-3942

Mortgage

Document Number	0000155304
Date	Sep 28, 2018
Instrument	2018-155304

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 17, 2018
Property Address	185 BEN LOMOND, HERCULES, CA 94547-3942
Document Number	0000148274
Instrument Date	Sep 17, 2018
Instrument	148274
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 BEN LOMOND HERCULES CA 945473942, HERCULES, CA 94547-3942

Tax Assessment & Valuation

The 2025 property tax bill for 185 Ben Lomond was $9,479.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,422 (+2%) Land $209,358 Building $405,064
2025	$9,479.00	$602,375 Land $205,253 Building $397,122
2023	$8,956.00 (+1.08%)	$578,986 Land $197,284 Building $381,702
2022	$8,860.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 185 Ben Lomond in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Ben Lomond is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Unwired.

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