185 Bay Ct, Stephenville, TX 76401 Property Records

Erath County property record for 185 Bay Ct, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 2021
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$182,600 (Feb 2021)
Tax Bill	$2,834 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000075534`

Property Details

APN / Parcel Number

Primary APN	`R000075534`
Alternative APN	`R.7300.00700.00.0`

Interior

Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	42,253 sqft (0.97 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft

Location & Zoning

Account Number	R.7300.00700.00.0
Street Address	185 BAY CT
City	STEPHENVILLE
State	TX
Zip	76401-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7300 WILDHORSE SUB PHASE II; BLOCK 2, LOT 47 MPHMAKE:OAK CREEK HOMES MPHMODEL:NEXUS 9366 MPHSIZE:27X66 MPHYEAR:2021 MPHSERIA
Legal Subdivision	WILDHORSE SUB PHASE II
Legal Phase	II
Legal Block	2
Legal Lot Number	47
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	1
Census Block	1072
Census Tract	950204

Owner

185 Bay Ct is owned and occupied by two individuals who bought it in February 2021.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 BAY CT, STEPHENVILLE, TX 76401-1585
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Deed Document Number	20211108
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	0202101108
Record Updated	Oct 29, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Feb 9, 2021
Property Address	185 BAY CT, STEPHENVILLE, TX 76401-1585
Document Number	0202101108
Map Reference	CAB B SL 165A
Instrument Date	Feb 4, 2021
Instrument	2021-01108
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	CAPITAL TITLE TEXAS LLC, CAPITAL TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 PR 1329, STEPHENVILLE, TX 76401

Mortgage

Document Number	0202101110
Date	Feb 9, 2021
Instrument	2021-01110

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	276 Months
Due	Feb 15, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 185 Bay Ct was $2,834 with a homeowner's exemption, up 60.2% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,834.00 (+60.2%)	$222,290 (-7.68%) Land $25,000 Building $197,290	$222,290 (-7.68%) Land $25,000 Building $197,290
2025	$1,769.00 Homeowner's exemption	$240,770 Land $25,000 Building $215,770	$240,770 Land $25,000 Building $215,770
2023	$2,641.00 (-11.58%)	$190,750 Land $25,000 Building $165,750	$190,750 Land $25,000 Building $165,750
2022	$2,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 Bay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 Bay Ct is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 82% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHSIDE WATER private · serves 620 people · EPA ID TX0720020
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20