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185 Austin Rd, Clyde, NC 28721 Property Records

Haywood County property record for 185 Austin Rd, Clyde, NC 28721 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,196 sqft · built 1999
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on File
Tax Bill$794 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN8637-08-1584

Property Details

APN / Parcel Number

Primary APN8637-08-1584
Alternative APN
  • 273265

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Heated Area
Gross Area1,580 sqft
1st Floor Area1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleMobile Home
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Garage Area400 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number273265
Street Address185 AUSTIN RD
CityCLYDE
StateNC
Zip28721-7935
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description#13 TRIPLE OAKS
Legal SubdivisionTRIPLE OAKS
Legal Unit13
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group1
Census Block1016
Census Tract920501

Owner

Source: Haywood County records · APN 8637-08-1584

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address185 AUSTIN RD, CLYDE, NC 28721-7935
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 07, 2021Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jun 01, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 26, 2017Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 11, 2003
Deed SaleJul 11, 2003
Deed Book / Page564 / 1411
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address185 AUSTIN RD, CLYDE, NC 28721-7935
Transaction TypeMortgage
Record UpdatedJan 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010292200
DateMay 07, 2021
Book Page1029/2200
Instrument2021005628
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term316 Months
DueSep 01, 2047

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAYWOOD NC
Recording DateJun 01, 2022
Property Address185 AUSTIN RD, CLYDE, NC 28721-7935
Document Number0010640753
Book / Page1064 / 753
Instrument DateApr 13, 2022
Instrument2022005960
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address185 AUSTIN RD, CLYDE, NC 28721-7935

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAYWOOD NC
Property Address185 AUSTIN RD, CLYDE, NC 28721-7935
Document Number0009392211
Instrument DateOct 26, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address185 AUSTIN RD CLYDE NC 287217935, CLYDE, NC 28721-7935

Mortgage

Document Number0009392211
DateNov 02, 2017
Book Page000939/002211
Instrument10215
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$97,700 (-) Land $17,800 Building $79,900
2025$794.00$97,700 (-) Land $17,800 Building $79,900$97,700 (-) Land $17,800 Building $79,900
2023$97,700 Land $17,800 Building $79,900$97,700 (-) Land $17,800 Building $79,900
2021$97,700 Land $17,800 Building $79,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
Nearby Flood Claims10 (2021–2024)
Claims Outside the SFHA1 of 10
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire LikelihoodAbout 1 in 529 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Zito West HoldingCable1,000 / 25
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, Skyrunner. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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