Essex County and Gloucester City property record for 185 Atlantic Rd, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,720 sqft · built 1958 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,800,000 (Oct 2018) |
| Tax Bill | $25,719 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0076 B:0070 L:0000 |
| Primary APN | GLOU M:0076 B:0070 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 2,720 sqft |
| Basement Area | 264 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,000 sqft (0.505 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Street Address | 185 ATLANTIC RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 70 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records · APN GLOU M:0076 B:0070 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 08, 2019 | Deed of Trust, Mortgage · ARM WASHINGTON TRUST MORTGAGE CO |
| Jul 30, 2019 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Sep 28, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Oct 17, 2018 | Quit Claim Deed, Transfer PROVINCE MTG ASSOCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2018 · Amount on Record |
| Deed Sale | Oct 17, 2018 · Amount on Record |
| Prior Sale | Sep 05, 2014 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000599610 |
|---|---|
| Date | Feb 08, 2019 |
| Instrument | 599610 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Mar 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000604046 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 604046 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 28, 2021 |
| Property Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Document Number | 629644 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 629644 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Document Number | 0000606877 |
| Instrument Date | Oct 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 185 ATLANTIC RD GLOUCESTER MA 019304332, GLOUCESTER, MA 01930-4332 |
| Document Number | 0000606877 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 606877 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 29, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 17, 2018 |
| Property Address | 185 ATLANTIC RD, GLOUCESTER, MA 01930-4332 |
| Document Number | 0000596770 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 596770 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 185 ATLANTIC RD GLOUCESTER MA 019304332, GLOUCESTER, MA 01930-4332 |
| Document Number | 596771 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 596771 |
| Name | PROVINCE MTG ASSOCS |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $25,719.00 (+8.46%) | $2,646,000 (+8.58%) Land $1,771,100 Building $874,900 | |
| 2024 | $23,712.00 (+8.26%) | $2,437,000 (+17.83%) Land $1,638,900 Building $798,100 | $2,534,030 |
| 2023 | $21,902.00 | $2,068,200 Land $1,399,100 Building $669,100 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured incl. 21 condo units |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 36 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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