Oneida County and Kirkland Town property record for 185 Arrowhead Way, Clinton, NY 13323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,412 sqft · built 1992 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $21,125 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12970.9 |
| Primary APN | 12970.9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,412 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| 2nd Floor Area | 2,296 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 115,434 sqft (2.65 acres) |
| Lot Width | 418 ft Width |
| Garage Type | Attached |
| Garage Area | 1,364 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12970.9 |
|---|---|
| Street Address | 185 ARROWHEAD WAY |
| City | CLINTON |
| State | NY |
| Zip | 13323-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 44.009 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | KIRKLAND |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 25001 |
185 Arrowhead Way is owned and occupied by an individual who acquired it in May 2026.
Source: Oneida County and Kirkland Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 ARROWHEAD WAY, CLINTON, NY 13323-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TWO FEDERAL SAVINGS LOAN |
| Apr 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Sep 21, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2026 |
| Transfer Doc | 0000007885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jun 16, 2026 |
| Property Address | 185 ARROWHEAD WAY, CLINTON, NY 13323-4001 |
| Document Number | 0000007885 |
| Instrument Date | May 1, 2026 |
| Instrument | 20267885 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 ARROWHEAD WAY, CLINTON, NY 13323-4001 |
| Date | Jun 16, 2026 |
|---|
| Name | TWO FEDERAL SAVINGS LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 185 ARROWHEAD WAY, CLINTON, NY 13323-4001 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005399 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 2022-005399 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 185 ARROWHEAD WAY, CLINTON, NY 13323-4001 |
| Document Number | 0000014143 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 185 ARROWHEAD WAY CLINTON NY 133234001, CLINTON, NY 13323-4001 |
| Document Number | 0000014143 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 14143 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 185 Arrowhead Way was $21,125, up 3.3% from the year before.
Source: Oneida County and Kirkland Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Kirkland Town |
| Unified School District | Clinton Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,125.00 (+3.28%) | ||
| 2025 | $20,454.00 | $313,000 Land $51,700 Building $261,300 | $886,686 Land $146,459 Building $740,227 |
| 2023 | $313,000 (-) Land $51,700 Building $261,300 | $727,907 (+12.79%) Land $120,233 Building $607,674 | |
| 2022 | $5,889.00 | $313,000 Land $51,700 Building $261,300 | $645,361 Land $106,598 Building $538,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Arrowhead Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Arrowhead Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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