Avery County property record for 185 Almalene Dr, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1996 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (May 2021) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1800-00-86-9817-00000 |
| Primary APN | 1800-00-86-9817-00000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 472 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,363 sqft (0.72 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 312 sqft |
| Patio Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 81445 |
|---|---|
| Street Address | 185 ALMALENE DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | ALMALENE EST 001 |
| Legal Subdivision | ALMALENE EST |
| Legal Lot Number | 1 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | INGALLS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 930400 |
185 Almalene Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Avery County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 ALMALENE DR, SPRUCE PINE, NC 28777-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| May 18, 2021 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on File |
| Deed Sale | May 18, 2021 · Amount on File |
| Prior Sale | Mar 30, 2007 · Amount on File |
| Deed Document Number | 20212837 |
| Deed Book / Page | 560 / 1127 |
| Prior Transfer Date | Mar 27, 2007 |
| Prior Transfer Doc | 0004122680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Apr 12, 2024 |
| Property Address | 185 ALMALENE DR, SPRUCE PINE, NC 28777-9445 |
| Document Number | 0000001475 |
| Book / Page | 598 / 1004 |
| Map Reference | MB 187 PG 323 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024001475 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3202 FOUR M CIR, KODAK, TN 37764-2442 |
| Name | Verified Name |
|---|---|
| Address | 185 ALMALENE DR, SPRUCE PINE, NC 28777-9445 |
| Document Number | 0005981007 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | 598/1007 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | May 18, 2021 |
| Property Address | 185 ALMALENE DR, SPRUCE PINE, NC 28777-9445 |
| Document Number | 0000002837 |
| Book / Page | 560 / 1127 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021002837 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $224.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 335, SPRUCE PINE, NC 28777-0335 |
| Name | Verified Name |
|---|---|
| Address | 186 ALMALENE DR, SPRUCE PINE, NC 28777-9445 |
| Investor | Possibly a Property Investor |
| Document Number | 0005601130 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 560/1130 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 185 Almalene Dr was $421.
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421.00 | $107,100 Land $11,500 Building $95,600 | $107,100 Land $11,500 Building $95,600 |
| 2023 | $421.00 | $105,400 (-) Land $11,500 Building $93,900 | $105,400 (-) Land $11,500 Building $93,900 |
| 2022 | $421.00 | $105,400 Land $11,500 Building $93,900 | $105,400 Land $11,500 Building $93,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Almalene Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Almalene Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
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