Allen County property record for 185 Albert St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,550 sqft · built 1977 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Jul 2006) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1208-03-006.000 |
| Primary APN | 28-1208-03-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 1,100 sqft |
| Upper Floors Area | 725 sqft |
| Basement Area | 725 sqft |
| Finished Basement | 725 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,462 sqft (0.332 acres) |
| Lot Dimensions | 181 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 185 ALBERT ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHVIEW ADDITION LOT 1023 JOINT TEN FF 80.00 |
| Legal Subdivision | SOUTHVIEW ADDITION |
| Legal Lot Number | 1023 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 ALBERT ST, BLUFFTON, OH 45817-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Oct 17, 2020 | Deed of Trust, Mortgage · Line of Credit AXOS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2006 · Amount on Record |
| Deed Sale | Jul 17, 2006 · Amount on Record |
| Prior Sale | Sep 1, 1976 · Amount on Record |
| Deed Document Number | 20064918 |
| Deed Book / Page | 2006 / 4918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 185 ALBERT ST, BLUFFTON, OH 45817-1401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 8160007060 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2023/7060 |
| Instrument | 202308160007060 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 5, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 185 ALBERT ST, BLUFFTON, OH 45817-1401 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 9230013439 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 2021/13439 |
| Instrument | 202109230013439 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 185 ALBERT ST, BLUFFTON, OH 45817-1401 |
| Document Number | 0000015945 |
| Instrument Date | Oct 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 ALBERT ST BLUFFTON OH 458171401, BLUFFTON, OH 45817-1401 |
| Document Number | 0000015945 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 15945 |
| Name | AXOS BK |
|---|---|
| Address | SAN DIEGO, CA 92122 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 21, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (-0.07%) | $84,600 (-) Land $14,560 Building $70,040 | $241,700 (-) Land $41,600 Building $200,100 |
| 2024 | $2,793.00 (+29.79%) Homeowner's exemption | $84,600 (+40.02%) Land $14,560 Building $70,040 | $241,700 (+40.03%) Land $41,600 Building $200,100 |
| 2023 | $2,152.00 (-1.01%) Homeowner's exemption | $60,420 (-) Land $10,400 Building $50,020 | |
| 2022 | $2,174.00 Homeowner's exemption | $60,420 Land $10,400 Building $50,020 | |
| 2021 | $172,600 Land $29,700 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 49 (1979–2020) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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