185 8th St, Biloxi, MS 39530 Property Records

Harrison County property record for 185 8th St, Biloxi, MS 39530

Property Summary

Property TypeCommercial Office
Details3,690 sqft · built 1973
Lot Size17.4 acres (757,944 sqft)
OwnerIndividual Name on Record
Tax Bill$39,902 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN1510E-01-003.000

Property Details

APN / Parcel Number

Primary APN1510E-01-003.000
Alternative APN
  • 085024

Interior

Total Rooms4 Rooms
Building Area3,690 sqft Adjusted Area
1st Floor Area3,690 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick/Stone
Lot Area757,944 sqft (17.4 acres)
Total Buildings5 Buildings

Location & Zoning

Street Address185 8TH ST
CityBILOXI
StateMS
Zip39530-2740
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionA LOT BEING PT OF BLK 29 ALL BLK. 33 PT OF BLK 32 PT OF BLK 41 & PT OF BLK 41-A ALSO THAT PORTION OF MYRTLE ST & CEDAR ST NOW
Legal Range09W
Legal Township07S
Legal Section26
Legal SubdivisionSUMMERVILLE BLKS 16 & UP
Legal Block29,33
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group4
Census Block4002
Census Tract4000

Owner

Source: Harrison County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19108 S AUGUSTA DR, BATON ROUGE, LA 70810-5935
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2020Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK NA
Oct 15, 2020Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address185 8TH ST, BILOXI, MS 39530-2740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200003711TJ2
DateOct 15, 2020
Instrument2020-0003711-T-J2
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 25, 2021
Interest
Rate TypeFixed Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address185 8TH ST, BILOXI, MS 39530-2740
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200003714TJ2
DateOct 15, 2020
Instrument2020-0003714-T-J2
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMar 25, 2021
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$39,902.00 (+2.38%)$357,002 (+3.21%)$2,380,014 (+3.21%) Land $1,509,375 Building $870,639
2024$38,975.00 (+2.65%)
2023$37,970.00$345,914$2,306,093 Land $1,509,375 Building $796,718
2022$37,970.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims5 (2005–2020)
Most Recent ClaimOct 2020 · Hurricane Zeta
Claims by Event
  • Hurricane Zeta, Oct 2020 · 3 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

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