Codington County property record for 185 3rd St NE, Watertown, SD 57201
| Property Type | Commercial |
|---|---|
| Details | built 1992 |
| Lot Size | 0.123 acres (5,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,638 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010837 |
| Primary APN | 010837 |
|---|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 5,360 sqft (0.123 acres) |
| Lot Dimensions | 134 ft deep x 40 ft wide |
| Street Address | 185 3RD ST NE |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-2526 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S40' LOT 2 BLK 78 3RD RAILWAY ADD |
| Legal Subdivision | 3RD RAILWAY ADD |
| Legal Block | 78 |
| Legal Lot Number | 2 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 954301 |
185 3rd St NE, a commercial property, is owned by two individuals.
Source: Codington County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 ARROW AVE NE, WATERTOWN, SD 57201-2722 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 185 3rd St NE was $1,638, up 0.1% from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,638.00 (+0.06%) | $135,592 (+1%) Land $3,791 Building $131,801 |
| 2025 | $1,637.00 (+10.24%) | $123,265 Land $3,446 Building $119,819 |
| 2024 | $1,485.00 | |
| 2023 | $111,846 Land $2,920 Building $108,926 | |
| 2022 | $1,586.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 185 3rd St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 185 3rd St NE has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN MUNICIPAL UTILITIES serves 23,230 people · EPA ID SD4600356 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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