185 3rd Ave, Toms River, NJ 08757 Property Records

Ocean County and Berkeley Township property record for 185 3rd Ave, Toms River, NJ 08757

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,265 sqft · built 1955
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$317,000 (May 2019)
Tax Bill	$6,325 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00048-0000-00536`

Property Details

APN / Parcel Number

Primary APN	`06-00048-0000-00536`
Alternative APN	`060004800536`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,265 sqft Living Area
1st Floor Area	2,265 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	185 3RD AVE
City	TOMS RIVER
State	NJ
Zip	08757-4814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	100X100 537,538,539,540
Legal Subdivision	MANITOU PARK
Legal Block	48
Legal Lot Number	536
Jurisdiction	OCEAN NJ
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2024
Census Tract	731205

Owner

185 3rd Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Ocean County and Berkeley Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	185 3RD AVE, TOMS RIVER, NJ 08757-4814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
May 8, 2019	Grant Deed, Transfer · Conventional with PMI NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Jul 14, 2009 · Amount on File
Deed Document Number	201942750
Deed Book / Page	17465 / 290
Prior Transfer Date	Mar 17, 2008
Prior Transfer Doc	0139511669
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	185 3RD AVE, TOMS RIVER, NJ 08757-4814
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185880506
Date	Jul 20, 2021
Book Page	18588/506
Instrument	2021106376

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCEAN NJ
Recording Date	May 8, 2019
Property Address	185 3RD AVE, TOMS RIVER, NJ 08757-4814
Document Number	0174650290
Book / Page	017465 / 000290
Instrument Date	May 2, 2019
Instrument	42750
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 3RD AVE TOMS RIVER NJ 087574814, TOMS RIVER, NJ 08757-4814

Mortgage

Document Number	174650296
Date	May 8, 2019
Book Page	017465/000296
Instrument	42751

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 185 3rd Ave was $6,325, up 7.4% from the year before.

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Berkeley Township
Elementary School District	Berkeley Township School District (KG - 06)
Secondary School District	Central Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,200 (-) Land $60,000 Building $184,200	$244,200 (-) Land $60,000 Building $184,200
2025	$6,325.00 (+7.44%)	$244,200 Land $60,000 Building $184,200	$244,200 Land $60,000 Building $184,200
2024	$5,887.00
2023		$244,200 (-) Land $60,000 Building $184,200	$244,200 (-) Land $60,000 Building $184,200
2022	$5,560.00	$244,200 Land $60,000 Building $184,200	$244,200 Land $60,000 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 3rd Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	15 (1992–2012)
Claims Outside the SFHA	6 of 15
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 3rd Ave is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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