185 3rd Ave, Albany, NY 12202 Property Records

Albany County and Albany City property record for 185 3rd Ave, Albany, NY 12202

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1891
Lot Size	0.053 acres (2,310 sqft)
Owner	Individual Name on File
Last Sale	$41,000 (Aug 2000)
Tax Bill	$3,447 (2026)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010100 76.56-4-36`

Property Details

APN / Parcel Number

Primary APN	`010100 76.56-4-36`
Alternative APNs	`010007605600040360000000` `07605600040360000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,166 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	550 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,310 sqft (0.053 acres)
Lot Dimensions	105 ft deep x 22.5 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605600040360000000
Street Address	185 3RD AVE
City	ALBANY
State	NY
Zip	12202-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	2 WOOD & 2 CAR WOOD GAR 0404826
Legal Block	4
Legal Lot Number	36.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1004
Census Tract	2300

Owner

185 3rd Ave is owned and occupied by an individual who acquired it in July 2011.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	185 3RD AVE, ALBANY, NY 12202-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2000 · Amount on File
Deed Sale	Aug 15, 2000 · Amount on File
Prior Sale	Sep 17, 1998 · Amount on File
Deed Book / Page	2662 / 450
Last Transfer Date	Jul 7, 2011
Transfer Doc	0010931703
Record Updated	Oct 29, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	185 3RD AVE, ALBANY, NY 12202-1433
Document Number	0000016574
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	185 3RD AVE ALBANY NY 122021433, ALBANY, NY 12202-1433

Mortgage

Document Number	0000016574
Date	Jul 26, 2018
Instrument	16574

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2026 property tax bill for 185 3rd Ave was $3,447.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,447.00
2025		$128,000 Land $25,600 Building $102,400	$133,333 Land $26,667 Building $106,666
2023		$36,000 (-) Land $7,000 Building $29,000	$50,826 (+12.55%) Land $9,883 Building $40,943
2022		$36,000 Land $7,000 Building $29,000	$45,158 Land $8,781 Building $36,377
2021	$1,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 185 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 185 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20